EN · United StatesLending software for Slovenia
A small euro-area market where every consumer loan is reported to SISBON. lendhero arrives with SISBON, SI-PASS and SEPA already connected, so your team configures products instead of plumbing.
- EUR (€)
- Slovenian, English
- 14 local connectors
- 1–2 weeks to launch
Živjo, Nina
780
Credit score
On-time payments
Market profile
Slovenia at a glance
What lendhero is set up for in Slovenia before your team logs in.
Currency
EUR (€)
Languages
Slovenian, English
Supervisor
Bank of Slovenia
Credit data
SISBON
Payout rails
SEPA, SEPA Instant
Data protection
GDPR and ZVOP-2
- 14
- local connectors wired in before kickoff
- EUR
- for pricing, payouts and repayments
- 1–2
- weeks from kickoff to the first loan
- 2
- interface languages: Slovenian, English
Working with borrowers in Slovenia
Tools for every borrower conversation
Borrowers in Slovenia apply, sign, pay and come back for repeat loans in Slovenian and EUR.
Decisioning
Decisions in seconds,
explained in plain words
Third-party and built-in checks run in one flow, for individuals and businesses. Every approval and decline shows the rules and scores behind it.
- Every check in one passAnti-fraud, identification, credit bureaus, sanctions and digital footprint.
- Rules you can readYour team can answer any borrower about why.
Application #48213
Nina · Consumer loan, 6 months · 5.000 €
- IdentityVerified
- Anti-fraudPassed
- Credit bureau712
- Debt-to-income31%
- Sanctions & watchlistsClear
Local stack
The Slovenia stack,
connected before kickoff.
SISBON, SI-PASS, SEPA and WhatsApp Business are wired in before launch. Anything else comes through the open API.
- Credit bureaus & registries1 connector
- SSISBON
- Identity & KYC2 connectors
- SSI-PASS
- OOnfido
- Bank & alternative data2 connectors
- TTink
- SSalt Edge
- Disbursement rails2 connectors
- SSEPA
- SSEPA Instant
- Repayments & collections2 connectors
- SSEPA Direct Debit
- CCard
- Messaging3 connectors
- WWhatsApp Business
- SSinch
- E-signature2 connectors
- DDocuSign
- YYousign
Checks and payments
Who borrows and how money moves in Slovenia
Applicants are checked with SISBON, and money moves via SEPA and SEPA Instant.
Client checks
Checks connected in Slovenia:
- Anti-fraud servicesDevice, behaviour and blacklist checksPass
- Identity verificationSI-PASS, OnfidoPass
- Credit bureausSISBONPass
- Government registriesNational ID and tax registriesPass
- Bank and alternative dataTink, Salt EdgeReview
- Additional data sourcesTelco, open banking and your own listsAuto
Payment infrastructure
Payment rails connected in Slovenia:
- SEPA
- SEPA Instant
- SEPA Direct Debit
- Card
Loan servicing
Every loan and every repayment on one screen
Edit terms, recalculate interest, apply penalties and follow the full schedule without exporting anything.
- Automatic calculations for every loanInterest, fees and penalties in EUR are calculated by a dedicated engine with 200+ configurable parameters. Staff can still adjust any amount by hand, and every change is logged.
- Loan products in minutesSet up consumer, instalment and business products with their rules and scenarios in the admin panel, without a release.
- Notifications tied to every calculationEach due date, penalty and recalculation sends the right message to the borrower and your team.
Loan #48213
5.000 €
On track| Date | Amount | Status |
|---|---|---|
| Sep 4 | 890 € | Paid |
| Oct 4 | 890 € | Paid |
| Nov 4 | 890 € | Due in 7 days |
| Dec 4 | 890 € | Upcoming |
| Jan 4 | 890 € | Upcoming |
Loan flow
How a loan runs in Slovenia. Five steps, all local.
- 01ApplyBorrowers apply on the web, in the app or via email, with forms in Slovenian and English.
- 02VerifyIdentity and documents are checked through SI-PASS and Onfido.
- 03DecideScorecards pull SISBON data and return a decision in seconds.
- 04DisburseFunds go out via SEPA or SEPA Instant in EUR, straight after signing.
- 05CollectRepayments arrive via SEPA Direct Debit and Card, with reminders over WhatsApp Business.
Portals
One platform, three portals
Everyone works in the same system and sees only what their role allows.
Products
What lenders in Slovenia launch
on lendhero.
Compliance
Configured for Bank of Slovenia and GDPR and ZVOP-2.
lendhero is software: the licence stays yours. We set the platform up for the rules you operate under in Slovenia.
Hosting & data residency
Cloud or on-premise deployment, with data stored where GDPR and ZVOP-2 requires.
Consent & privacy
Borrower consents are captured, versioned and logged under GDPR and ZVOP-2.
Pricing & disclosures
Rates, fees and cost-of-credit disclosures set per product for Bank of Slovenia rules.
Audit trail
Every decision, edit and message is logged for internal and external audits.
Bulgaria
Croatia
Czechia
Hungary
Poland
Romania
Slovakia
Ukraine
Moldova
GeorgiaQuestions
Frequently
asked
Didn’t find the answer? Write to us and we’ll reply within one business day.
Can lendhero run a lending business in Slovenia?+–
Yes. The platform is set up for EUR, Slovenian and English and Bank of Slovenia requirements, with 14 local connectors ready on day one.
Which credit data sources are connected in Slovenia?+–
SISBON. On top of that, identity checks run through SI-PASS and Onfido and bank data comes from Tink and Salt Edge.
How do borrowers get paid and repay?+–
Payouts go out via SEPA and SEPA Instant in EUR. Repayments arrive via SEPA Direct Debit and Card, with reminders over WhatsApp Business and Sinch.
How long does a launch in Slovenia take?+–
Usually 1–2 weeks from kickoff to the first loan, including connecting 14 local services, product setup, staff training and a test run.
Can we run several countries on one platform?+–
Yes. One installation serves several countries, each with its own currency, products, languages and local connectors.
Book a demo
Lending in Slovenia?
Let’s plan the launch.
We’ll walk you through the platform, show what matters for your products and answer questions about your business.
- A 30-minute call
- A walkthrough on your products and markets
- Answers on timeline, integrations and pricing