Lending software for North America

From ACH and FedNow in the United States to Interac in Canada: lendhero comes wired into the bureaus, identity checks and payment rails of both North American markets.

Find your market

Coverage · North America

2North AmericaUnited States and Canada
2
country pages with local setup
2
currencies supported in pricing and payouts
40+
local connectors across bureaus, ID and rails
3
interface languages: English, Spanish and French

Find your market

All 2 markets in North America

Each country page shows the local bureaus, ID checks, payment rails and products.

Products

Products configured for North America

Microfinance lendingSmall-dollar and community development loans for CDFIs, credit unions and nonprofit lenders in the United States and Canada.
BNPL & POS lendingPay-in-4 and longer instalment plans at checkout, with soft bureau pulls, card and ACH collections and merchant settlement.
Auto financingDirect and indirect auto loans for dealers, credit unions and captives, with instant decisions in the dealership and e-signed contracts.
P2P lendingMarketplace lending for platforms funded by retail and institutional investors: borrower scoring, investor accounts and loan servicing.
Islamic financingSharia-compliant home, auto and business finance for Islamic finance providers serving Muslim communities in the United States and Canada.
Business lendingWorking capital, term loans and lines of credit for small businesses, decided on bureau and bank-transaction data, with ACH and EFT payouts.
Bank lendingUnsecured personal loans and credit lines for banks and credit unions, with state and provincial disclosures and ACH or pre-authorized debit collections.

Questions

Frequently asked

Didn’t find the answer? Write to us and we’ll reply within one business day.

Which North America markets does lendhero support?+

All 2: United States, Canada.

Can we run several North America countries on one platform?+

Yes. One installation serves several countries, each with its own currency, products, languages and local connectors.

Which bureaus and payment rails are connected?+

Yes. Local credit bureaus, ID registries, wallets and payment rails come connected; the country pages list them one by one.

How long does a launch take?+

A standard SaaS launch takes 1–2 weeks. On-premise installations and migrations from another system usually take 6–10 weeks.

What if our market is not listed?+

Write to us. We add new markets on request: connecting the local bureau, ID checks and payment rails usually takes a few weeks.

Book a demo

Lending in North America? Let’s plan the launch.

We’ll walk you through the platform, show what matters for your products and answer questions about your business.

  • A 30-minute call
  • A walkthrough on your products and markets
  • Answers on timeline, integrations and pricing

Tell us about your lending

We reply within one business day.

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