EN · United StatesBusiness lending software
without the paperwork
Company checks, credit lines, payouts and repayments in one system — for SME lenders, banks and fintechs.
Connects to 1,700+ services out of the box
How it works
From the first request
to the last payment
Four steps, one system. Every team sees the same company and the same loan.
- 01ApplyOnline or through a manager, with documents uploaded once.
- 02VerifyRegistry, owners, bureaus, sanctions and digital footprint in one pass.
- 03DecideRules and scoring approve, set a limit or route to an analyst.
- 04Disburse & collectMoney goes out and comes back, with reminders on autopilot.
Working with companies
How you work with business clients
Companies apply, share documents and manage credit lines without calling their manager.
Company applications
Owners or managers apply online with company data prefilled, and drafts are saved between sessions.
Notifications for the whole team
Approvals, covenant reminders and due dates reach owners and finance staff.
Partner and referral programs
Referral bonuses for partners, promo codes and manual adjustments.
Business portal
Draw on a credit line, upload financials, repay or refinance online.
Credit documents generated
Facility agreements, guarantees and drawdown requests are created and signed.
Decisioning
Know the business
before you lend
Third-party and built-in checks cover the company and its owners: fraud checks, ID, credit bureaus, sanctions lists such as OFAC and more.
- Every check in one passCompany, owners and beneficiaries checked together.
- Rules you can readYour team can answer any borrower about why.
Checks and payments
Company checks and
business payments
Companies and their owners are verified together, and funds move by bank rails.
Client checks
Company and owners checked in one pass:
- Anti-fraud servicesShell company and document fraud checksPass
- KYBCompany registry, directors and ownersPass
- Credit bureausBusiness and owner credit historyPass
- Government registriesTax, court and licence registriesPass
- Financial dataBank statements and accounting dataReview
- Additional data sourcesInvoices, marketplaces and your own listsAuto
Payment infrastructure
Bank-grade payouts and repayments:
- Bank transfers
- Direct debit
- Instant payments
- Cards
- Virtual accounts
Loan servicing
Every credit line and every drawdown
on one screen
Online payouts, repayments through the portal, payment status checks and bank account reconciliation in one place.
- Credit line calculations done for youInterest, commitment fees and covenants are calculated by an engine with 200+ configurable parameters, and managers can override any amount with a reason.
- Credit lines and loans configured, not codedCredit lines, term loans and covenants with their rules are set in the admin panel.
- Alerts on every recalculationCovenant breaches, new schedules and fees notify the client and the relationship manager.
Reporting and analytics
Exposure, covenants and cash flow
- 25+ ready reportsExposure by industry, covenant breaches, utilisation and delinquency.
- BI and analyticsPush facility and cash-flow data to your BI tools.
- Accounting and taxDrawdowns, fees and tax entries post to local accounting and tax systems.
Integrations
Plugs into what
you already use
Payments, KYC, open banking, credit data, messaging and e-signature, ready to switch on.
1,700+
connectors across 172 markets
Portals
One platform, three portals
Everyone works in the same system and sees only what their role allows.
Customer portal
Borrowers apply, repay, extend and track loans online.
Staff portal
Managers, analysts, risk, verifiers and collectors work side by side.
Super-admin portal
Products, roles, permissions and rules change without a release.
A seat for every role
Each person sees exactly what their job needs, nothing more.
- Loan manager
- Analyst
- Risk manager
- Verifier
- Collector
- Operator
- Supervisor
- Manager
- Super-admin
Questions
Frequently
asked
Didn’t find the answer? Write to us and we’ll reply within one business day.
Which company checks are included?+–
Company registry, owners and beneficiaries, credit bureaus, sanctions lists including OFAC, and digital footprint data.
Do you support credit lines?+–
Yes. Revolving lines, overdrafts and tranche loans are supported, with limits that you can review and change at any time.
How are repayments reconciled?+–
Incoming payments are matched to loans automatically by bank statement or payment reference. Anything unmatched goes to a queue for a person to check.
How does it integrate with banking systems?+–
Through ready connectors and an open REST API. Core banking, accounting, payment rails, credit bureaus and ID check providers connect without replacing what you already run.
How long does implementation take?+–
A standard SaaS launch takes 1–2 weeks. On-premise installations and migrations from another system usually take 6–10 weeks.
Full business lending specification
78 features with the integrations that come ready, on one page you can print or save as PDF.
Book a demo
See lendhero on your
own products
We’ll walk you through the platform, show what matters for business lending and answer questions about your business.
- A 30-minute call
- A walkthrough on your products and markets
- Answers on timeline, integrations and pricing