EN · United StatesLending, fintech and AI: what changes and what it means for lenders and their systems.
LendingLoans from £2,000 to £25,000, a soft credit check inside the app and a slow rollout. What lenders can take from Revolut’s first UK credit product.
BusinessParafin has extended about $3 billion to 60,000 small businesses through platforms like DoorDash and Gusto. Why payment companies want to own lending.
RegulationThe revised Consumer Credit Directive removes the exemptions that kept short, interest-free instalments outside the rules. What changes in checks, disclosures and decisions.
FinanceDebt funding for lending platforms is flowing again. What investors look for before they finance a loan book, and why reporting matters as much as growth.
IT and developmentTrackers count 44 banks running AI in a lending step in production. Lawyers warn that many changes happened without formal approval. How to keep AI in credit under control.
IT and developmentFirst Internet Bank and Grasshopper connect accounts to Claude and ChatGPT through the Model Context Protocol, read-only. What it means for lenders and why accreditation is the open question.
Lending173.9 million BNPL transactions in the first half of 2026 in Malaysia; in the Philippines stricter bank approvals push young borrowers to digital lenders. What it means for lenders in the region.
RegulationThe HKMA’s ART framework, a sandbox where over 60% of use cases involved agentic AI, and a planned registry of material AI agents. What lenders should prepare.
IT and developmentNvidia’s Open Agent Safety Platform and OpenShell reference architecture add runtime limits and a watchdog that can quarantine an agent in milliseconds. What lenders can take from it.
LendingWells Fargo, BMO, DBS, Synchrony and JPMorgan: from underwriting agents to credit memos and cash-flow scoring. What the leaders do and the common recipe behind it.