EN · United StatesLoan servicing from
payout to payoff
Any schedule type, daily accruals, fees and penalties, restructuring and early repayment. The loan ledger stays correct without spreadsheets or manual adjustments.
- Daily
- accruals under product rules
- Any
- schedule: annuity, linear, bullet, seasonal
- 0
- manual adjustments to the ledger
- 1 click
- restructuring with new documents
Where it sits in the loan lifecycle
Capabilities
A loan ledger you
never fix by hand
Flexible schedules
Annuity, linear, bullet, seasonal and custom per product.
Accruals and fees
Interest, fees and penalties calculated daily.
Restructuring
Extend, reschedule or pause with a new schedule and documents.
Early repayment
Full and partial, with automatic recalculation.
Statements and notices
Generated and sent on schedule.
Payment holidays
Pause payments by rule or request.
How it works
The loan runs itself,
your team steps in
- 01Go liveThe schedule starts at payout.
- 02AccrueInterest and fees are calculated daily.
- 03RemindBorrowers get messages before due dates.
- 04AdjustRestructure, extend or repay early.
- 05CloseThe loan closes and documents are issued.
Restructuring
Restructure a loan
in one click
Extend, reschedule or pause. The new schedule, documents and accounting entries are created together.
- New schedule and documentsGenerated and signed online.
- Full historyEvery version of the schedule is kept.
Questions
Frequently
asked
Didn’t find the answer? Write to us and we’ll reply within one business day.
Which schedule types are supported?+–
Annuity, linear, bullet, seasonal and fully custom schedules per product.
How are penalties calculated?+–
By the rules you set for each product: fixed fees, daily amounts or a share of the overdue sum, with caps if your market has them.
Can borrowers repay early?+–
Yes, in full or in part. The schedule and the amount due are recalculated right away.
How does restructuring work?+–
Staff or the borrower request new terms, the request goes through your approval rules, and a new schedule and agreement are created.
Does it post to our general ledger?+–
Yes. Accounting entries are created for every operation and sent to your general ledger or accounting system.
Book a demo
See lendhero on your
own products
We’ll walk you through the platform, show what matters for your products and answer questions about your business.
- A 30-minute call
- A walkthrough on your products and markets
- Answers on timeline, integrations and pricing