Lending software for Europe

From SCHUFA in Germany to BankID in Sweden and BLIK in Poland: lendhero comes wired into the bureaus, eIDs and instant payments of 45 European markets.

Find your market

Coverage · Europe

11Western EuropeAustria, Belgium and France8Northern EuropeDenmark, Estonia and Finland9Southern EuropeAndorra, Cyprus and Greece11Central & Eastern EuropeBulgaria, Croatia and Czechia6Western BalkansAlbania, Bosnia and Herzegovina and Kosovo
45
country pages with local setup
20
currencies supported in pricing and payouts
650+
local connectors across bureaus, ID and rails
34
interface languages, from German and French to Polish and Greek

Find your market

All 45 markets in Europe

Each country page shows the local bureaus, ID checks, payment rails and products.

Products

Products configured for Europe

Microfinance lendingSmall-business and household loans for microfinance institutions and non-bank lenders from Romania to Georgia, with field officers, SEPA payouts and card collections.
BNPL & POS lendingPay-in-3, pay-in-4 and longer instalment plans at checkout and in store, with affordability checks set up for the new Consumer Credit Directive.
Auto financingDealer and direct car finance, hire purchase and leasing, with instant point-of-sale decisions and residual-value products for new and used cars.
P2P lendingMarketplace lending for platforms in the Baltics and across the EU: borrower scoring, investor accounts, auto-invest and servicing in one place.
Islamic financingMurabaha, ijara and qard products for Islamic banks and finance houses serving Muslim communities across Europe, with Sharia-board settings built in.
Business lendingWorking capital, term loans and credit lines for SMEs and sole traders, decided on bureau, open-banking and company-register data from Germany to Spain.
Bank lendingConsumer instalment loans and credit lines for banks, with Consumer Credit Directive disclosures, eID onboarding and SEPA Direct Debit collections.

Questions

Frequently asked

Didn’t find the answer? Write to us and we’ll reply within one business day.

Which Europe markets does lendhero support?+

All 45: Austria, Belgium, France, Germany, Ireland, Luxembourg and more.

Can we run several Europe countries on one platform?+

Yes. One installation serves several countries, each with its own currency, products, languages and local connectors.

Which bureaus and payment rails are connected?+

Yes. Local credit bureaus, ID registries, wallets and payment rails come connected; the country pages list them one by one.

How long does a launch take?+

A standard SaaS launch takes 1–2 weeks. On-premise installations and migrations from another system usually take 6–10 weeks.

What if our market is not listed?+

Write to us. We add new markets on request: connecting the local bureau, ID checks and payment rails usually takes a few weeks.

Book a demo

Lending in Europe? Let’s plan the launch.

We’ll walk you through the platform, show what matters for your products and answer questions about your business.

  • A 30-minute call
  • A walkthrough on your products and markets
  • Answers on timeline, integrations and pricing

Tell us about your lending

We reply within one business day.

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