Microfinance lending software for Europe
Small-business and household loans for microfinance institutions and non-bank lenders from Romania to Georgia, with field officers, SEPA payouts and card collections.
- 45
- Europe markets with local setup
- 650+
- local connectors ready to switch on
- Weekly
- repayment schedules, plus bi-weekly and seasonal
- 1–2
- weeks from kickoff to the first loan
What you get
Microfinance lending in Europe, configured, not coded.
Group and solidarity loans
Joint liability, group meetings and shared schedules in one record.
Field officer app
Offline visits, collections and photo documents from the field.
Wallet disbursement
Payouts straight to the mobile wallets borrowers already use.
Savings-linked limits
Loan limits tied to member savings and repayment history.
Portfolio at risk
PAR30 and PAR90 dashboards by branch, officer and product.
Flexible schedules
Weekly, bi-weekly, monthly and harvest-season repayment plans.
Reporting and analytics
Portfolio quality, branch by branch
- 25+ ready reportsOverdue loans (PAR30, PAR90), disbursements, collections and loan officer productivity, by branch and product.
- Dashboards and BISend portfolio data to your BI tools for deeper analysis of every branch.
- Accounting and taxEntries post automatically to the local accounting and tax systems you already use, across Europe.
Local rails
Ready in the markets that matter for microfinance lending.
Romania5 connectors- BBiroul de Credit
- OOnfido
- SSENT instant
- SSEPA
- DDirect debit
Bulgaria5 connectors- CCentral Credit Register
- EEvrotrust
- SSEPA
- BBISERA
- DDirect debit
Bosnia and Herzegovina5 connectors- CCRK (Central Credit Register)
- OOnfido
- RRTGS
- GGyro clearing
- CCard
Albania4 connectors- CCredit Registry of the Bank of Albania
- ee-Albania
- AAIPS
- CCard
Moldova4 connectors- BBiroul de Credit Moldova
- MMPass
- MMIA instant payments
- CCard
Georgia4 connectors- CCreditinfo Georgia
- OOnfido
- IInstant transfers
- CCard
All Europe markets
Open Europe
Austria
Belgium
France
Germany
Ireland
Luxembourg
Monaco
Netherlands
Switzerland
Liechtenstein
United Kingdom
Denmark
Estonia
Finland
Iceland
Latvia
Lithuania
Norway
Sweden
Andorra
Cyprus
Greece
Italy
Malta
Portugal
San Marino
Spain
Türkiye- Bulgaria
Croatia
Czechia
Hungary
Poland- Romania
Slovakia
Slovenia
Ukraine- Moldova
- Georgia
- Albania
- Bosnia and Herzegovina
Kosovo
Montenegro
North Macedonia
Serbia
Integrations
Connected out of the box
Connect SEPA and open banking, card issuing, KYC, credit bureaus, messaging and e-signature providers across Europe out of the box.
- Connected out of the box4 ready connectors
- TTink
- TTrueLayer
- VVeriff
- EExperian
Questions
Frequently
asked
Didn’t find the answer? Write to us and we’ll reply within one business day.
Which Europe markets is it available in?+–
All 45. The most active for microfinance lending are Romania, Bulgaria, Bosnia and Herzegovina and Albania.
Can we use local bureaus and wallets?+–
Yes. Local credit bureaus, ID registries, wallets and payment rails come connected; the country pages list them one by one.
How long does a launch take?+–
A standard SaaS launch takes 1–2 weeks. On-premise installations and migrations from another system usually take 6–10 weeks.
Can we run several countries on one platform?+–
Yes. One installation serves several countries, each with its own currency, products, languages and local connectors.
Which other products run in Europe?+–
BNPL & POS lending, Auto financing, P2P lending, Islamic financing, Business lending and Bank lending. Each one has its own page for Europe.
Book a demo
Launching microfinance lending in Europe?
We’ll walk you through the platform, show what matters for your products and answer questions about your business.
- A 30-minute call
- A walkthrough on your products and markets
- Answers on timeline, integrations and pricing