EN · United StatesML scoring trained on
your own loans
Risk models learn from your repayment history, are retrained as the portfolio grows and are watched for changes in your borrowers. Every score comes with the factors behind it.
- Your loans
- train every model
- Retrained
- as the portfolio grows
- Drift
- monitoring built in
- Factors
- explained for every score
Where it sits in the loan lifecycle
Capabilities
Models that know
your borrowers
Your data
Repayment history from your own book.
Retraining
New versions as data grows.
Drift monitoring
Alerts when the portfolio changes.
Explanations
Top factors for every score.
Champion and challenger
Test a new model on part of the traffic.
Governance
Model cards and approval before go-live.
How it works
From history to a
live model
- 01CollectYour repayment history.
- 02TrainModels built and compared.
- 03ValidateQuality and fairness checks.
- 04DeployUsed in the decision engine.
- 05MonitorDrift and quality tracked.
Champion and challenger
Test a new model
without risk
Run a challenger model on a share of applications and compare its results with the current one before switching.
- Traffic splitAny share.
- Side-by-side qualityGini, approval, losses.
Works together with
Related modules
Questions
Frequently
asked
Didn’t find the answer? Write to us and we’ll reply within one business day.
Do you train models on our data only?+–
Yes. Models are trained on your own repayment history and never shared.
How often are models retrained?+–
As often as you choose, usually every few months or when performance drops.
How is drift monitored?+–
Model results are compared with real outcomes every day, and you get an alert if quality drops.
Can we test a new model?+–
Yes. Run a new model next to the current one on live applications before switching over.
Are scores explained?+–
Yes. Each score shows the factors that raised or lowered it.
Book a demo
See lendhero on your
own products
We’ll walk you through the platform, show what matters for your products and answer questions about your business.
- A 30-minute call
- A walkthrough on your products and markets
- Answers on timeline, integrations and pricing