EN · United StatesOffer, e-signature and
instant payout
The approved limit turns into a personal offer the borrower can adjust. The contract is generated from the product template, signed electronically and paid out in minutes.
- Minutes
- from approval to money
- Any
- payout channel: card, bank, wallet, cash
- Templates
- for contracts, schedules and disclosures
- E-sign
- one-time code or qualified signature
Where it sits in the loan lifecycle
Capabilities
From approval to money
in a few minutes
Personal offer
Amount and term within the decision, adjustable by the borrower.
Contract templates
Contract, schedule and disclosures filled from product settings.
E-signature
One-time code, a checkbox or a qualified e-signature provider.
Payout routing
Card, bank account, wallet or cash with fallbacks.
Upsell and cross-sell
Offers for insurance or a larger limit at the right moment.
Last checks before payout
Fraud and duplicate checks right before money goes out.
How it works
Approved means paid,
not paperwork
- 01OfferThe borrower picks amount and term within the limit.
- 02ContractDocuments are generated from the product template.
- 03SignSigned with a one-time code or qualified signature.
- 04Pay outMoney goes to card, account or wallet.
- 05Start servicingThe schedule goes live in loan servicing.
Payouts
Money goes out
the fastest way
Payouts are routed by channel, cost and success rate. If a card payout fails, the system retries or switches channel.
- Fallback routingRetry or switch to bank transfer.
- Cash pick-upFor borrowers without cards.
Questions
Frequently
asked
Didn’t find the answer? Write to us and we’ll reply within one business day.
Can borrowers change the amount after approval?+–
Yes, within the approved limit and product rules.
Which e-signature methods are supported?+–
One-time SMS codes, click-to-sign, qualified e-signatures and providers such as PandaDoc, depending on what your market allows.
Which payout channels can we use?+–
Bank transfers, cards, mobile wallets, cash agents and payments straight to a merchant or dealer.
Can we use our own contract templates?+–
Yes. Upload your templates, and loan data is filled in automatically for each borrower and product.
What happens if a payout fails?+–
The loan stays on hold, staff get a task, and the payout is retried or sent through another channel. The borrower is notified.
Book a demo
See lendhero on your
own products
We’ll walk you through the platform, show what matters for your products and answer questions about your business.
- A 30-minute call
- A walkthrough on your products and markets
- Answers on timeline, integrations and pricing