EN · United StatesOne platform for the
whole loan lifecycle
Digital onboarding, KYC, credit decisioning, origination, servicing, repayments and debt collection in one AI-native system. Launch it all or plug in single modules.
- 12
- modules that cover every loan stage
- 18
- AI agents built into the platform
- 8
- staff roles with fine-grained rights
- 25+
- reports out of the box
Where it sits in the loan lifecycle
Capabilities
Twelve modules,
one loan record
Each module does one job well and shares the same borrower and loan data with the rest.
Digital onboarding
Web, app, branch and broker intake with saved drafts.
KYC and fraud prevention
Identity, documents and fraud checks in one flow.
Credit decisioning
A decision engine your analysts change in minutes.
Loan origination
Personal offers, e-signature and instant payouts.
Loan servicing
Schedules, accruals, restructuring and early repayment.
Repayments
Acquirers, direct debit, wallets and reconciliation.
Debt collection
From the first reminder to agencies and court.
Borrower portal
A white-label portal where clients manage loans.
Back office
One workspace for every team, with roles and tasks.
Dashboards and reporting
Portfolio, funnel and risk reports with BI access.
Integrations
Bureaus, ID, payments and messaging ready to switch on.
Security
Encryption, access control and a full audit trail.
How it works
A loan, end to end,
with no hand-offs
The same loan record moves through every stage, so nothing is retyped and nothing is lost.
- 01ApplyThe borrower applies online or a partner sends the lead by API.
- 02CheckIdentity, documents, bureau data and fraud signals are verified.
- 03DecideThe engine returns a decision, a limit and the reasons.
- 04Pay outThe contract is signed online and money goes out in minutes.
- 05Service and collectSchedules, reminders, payments and collections run on their own.
Modular by design
Take the whole platform
or just one module
Each module works on its own through the API, so you can replace one part of your system without moving everything at once.
- Full platform for new lendersEverything from onboarding to collection, ready in weeks.
- Single modules for existing systemsKeep your core and add decisioning or collection on top.
- SaaS or on-premisePick the deployment that fits your regulator.
Works together with
Related modules
Questions
Frequently
asked
Didn’t find the answer? Write to us and we’ll reply within one business day.
Can we use one module without the rest?+–
Yes. Every module works on its own through the API, so you can replace one part of your system without moving everything at once.
How long does a launch take?+–
A standard SaaS launch takes 1–2 weeks. On-premise installations and migrations from another system usually take 6–10 weeks.
Can it run on-premise?+–
Yes. The platform runs in our cloud, in your private cloud or on your own servers, with the same features everywhere.
How does it connect to our core system?+–
Through ready connectors or our REST API. Loans, schedules and payments stay in sync with your core banking or accounting system.
Who owns the data?+–
You do. All borrower and loan data belongs to your company, and you can export it at any time.
Book a demo
See lendhero on your
own products
We’ll walk you through the platform, show what matters for your products and answer questions about your business.
- A 30-minute call
- A walkthrough on your products and markets
- Answers on timeline, integrations and pricing