Auto financing software for Europe
Dealer and direct car finance, hire purchase and leasing, with instant point-of-sale decisions and residual-value products for new and used cars.
- 45
- Europe markets with local setup
- 650+
- local connectors ready to switch on
- Minutes
- from dealer quote to credit decision
- 1–2
- weeks from kickoff to the first loan
What you get
Auto financing in Europe, configured, not coded.
Dealer portal
Dealers submit applications and quotes, and track approvals.
Vehicle collateral
VIN, valuation and pledge data attached to each loan.
Insurance bundling
Add insurance premiums to the schedule or collect them separately.
Balloon and lease options
Residual-value and lease structures alongside standard installments.
Telematics hooks
Connect GPS trackers and immobilizers to collections workflows.
Repossession workflow
Tasks, documents and costs for recovered vehicles.
Reporting and analytics
From dealer volume to residual value
- 25+ ready reportsApproval rates by dealer, portfolio by model and year, delinquency and recoveries.
- BI and analyticsExport deal and collateral data to your BI tools for deeper analysis.
- Accounting and taxDisbursements, dealer fees and tax entries post to your local accounting systems, across Europe.
Local rails
Ready in the markets that matter for auto financing.
Germany5 connectors- SSCHUFA
- IIDnow
- SSEPA
- SSEPA Instant
- SSEPA Direct Debit
United Kingdom5 connectors- EExperian
- OOnfido
- FFaster Payments
- BBacs
- DDirect Debit
Italy5 connectors- CCRIF
- SSPID
- SSEPA
- SSEPA Instant
- SSEPA Direct Debit
France5 connectors- BBanque de France FICP
- UUbble
- SSEPA
- SSEPA Instant
- SSEPA Direct Debit
Spain5 connectors- CCIRBE
- OOnfido
- SSEPA
- BBizum
- SSEPA Direct Debit
Poland5 connectors- BBIK
- mmObywatel
- BBLIK
- EExpress Elixir
- DDirect debit
All Europe markets
Open Europe
Austria
Belgium- France
- Germany
Ireland
Luxembourg
Monaco
Netherlands
Switzerland
Liechtenstein- United Kingdom
Denmark
Estonia
Finland
Iceland
Latvia
Lithuania
Norway
Sweden
Andorra
Cyprus
Greece- Italy
Malta
Portugal
San Marino- Spain
Türkiye
Bulgaria
Croatia
Czechia
Hungary- Poland
Romania
Slovakia
Slovenia
Ukraine
Moldova
Georgia
Albania
Bosnia and Herzegovina
Kosovo
Montenegro
North Macedonia
Serbia
Integrations
Connected out of the box
Connect SEPA and open banking, card issuing, KYC, credit bureaus, messaging and e-signature providers across Europe out of the box.
- Connected out of the box4 ready connectors
- TTink
- TTrueLayer
- VVeriff
- EExperian
Questions
Frequently
asked
Didn’t find the answer? Write to us and we’ll reply within one business day.
Which Europe markets is it available in?+–
All 45. The most active for auto financing are Germany, the United Kingdom, Italy and France.
Can we use local bureaus and wallets?+–
Yes. Local credit bureaus, ID registries, wallets and payment rails come connected; the country pages list them one by one.
How long does a launch take?+–
A standard SaaS launch takes 1–2 weeks. On-premise installations and migrations from another system usually take 6–10 weeks.
Can we run several countries on one platform?+–
Yes. One installation serves several countries, each with its own currency, products, languages and local connectors.
Which other products run in Europe?+–
Microfinance lending, BNPL & POS lending, P2P lending, Islamic financing, Business lending and Bank lending. Each one has its own page for Europe.
Book a demo
Launching auto financing in Europe?
We’ll walk you through the platform, show what matters for your products and answer questions about your business.
- A 30-minute call
- A walkthrough on your products and markets
- Answers on timeline, integrations and pricing