Islamic financing software for Europe

Murabaha, ijara and qard products for Islamic banks and finance houses serving Muslim communities across Europe, with Sharia-board settings built in.

See markets
lendhero Islamic financing · Europe software interface
45
Europe markets with local setup
650+
local connectors ready to switch on
Profit only
pricing runs on agreed profit and fees
1–2
weeks from kickoff to the first loan

What you get

Islamic financing in Europe, configured, not coded.

Murabaha

Cost-plus sale with a fixed profit and deferred payments.

Ijara

Lease structures with ownership transfer options.

Musharaka and mudaraba

Partnership and profit-sharing models.

Qard hasan

Benevolent loans with no profit, for social programs.

Sharia board workflow

Product and contract approval by your Sharia board.

Profit-rate pricing

Schedules and disclosures in profit and rental terms.

Reporting and analytics

Profit, assets and charity, fully reported

  • 25+ ready reportsContracts by structure, profit recognition, asset inventory and overdue instalments.
  • Sharia audit and BIReports for your Sharia board and data exports for BI and audit tools.
  • Accounting and taxProfit, rentals, charity payments and tax post to your local accounting systems, across Europe.
Profit, assets and charity, fully reported: lendhero interface

Local rails

Ready in the markets that matter for Islamic financing.

  • United Kingdom5 connectors
    • EExperian
    • OOnfido
    • FFaster Payments
    • BBacs
    • DDirect Debit
  • Germany5 connectors
    • SSCHUFA
    • IIDnow
    • SSEPA
    • SSEPA Instant
    • SSEPA Direct Debit
  • France5 connectors
    • BBanque de France FICP
    • UUbble
    • SSEPA
    • SSEPA Instant
    • SSEPA Direct Debit
  • Türkiye5 connectors
    • KKKB (Findeks)
    • ee-Devlet
    • FFAST
    • EEFT
    • AAutomatic debit
  • Netherlands5 connectors
    • BBKR
    • iiDIN
    • SSEPA
    • SSEPA Instant
    • SSEPA Direct Debit
  • Bosnia and Herzegovina5 connectors
    • CCRK (Central Credit Register)
    • OOnfido
    • RRTGS
    • GGyro clearing
    • CCard

All Europe markets

Open Europe

Integrations

Connected out of the box

Connect SEPA and open banking, card issuing, KYC, credit bureaus, messaging and e-signature providers across Europe out of the box.

  • Connected out of the box4 ready connectors
    • TTink
    • TTrueLayer
    • VVeriff
    • EExperian

Questions

Frequently asked

Didn’t find the answer? Write to us and we’ll reply within one business day.

Which Europe markets is it available in?+

All 45. The most active for Islamic financing are the United Kingdom, Germany, France and Türkiye.

Can we use local bureaus and wallets?+

Yes. Local credit bureaus, ID registries, wallets and payment rails come connected; the country pages list them one by one.

How long does a launch take?+

A standard SaaS launch takes 1–2 weeks. On-premise installations and migrations from another system usually take 6–10 weeks.

Can we run several countries on one platform?+

Yes. One installation serves several countries, each with its own currency, products, languages and local connectors.

Which other products run in Europe?+

Microfinance lending, BNPL & POS lending, Auto financing, P2P lending, Business lending and Bank lending. Each one has its own page for Europe.

Book a demo

Launching Islamic financing in Europe?

We’ll walk you through the platform, show what matters for your products and answer questions about your business.

  • A 30-minute call
  • A walkthrough on your products and markets
  • Answers on timeline, integrations and pricing

Tell us about your lending

We reply within one business day.

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