Microfinance lending software for North America
Small-dollar and community development loans for CDFIs, credit unions and nonprofit lenders in the United States and Canada.
- 2
- North America markets with local setup
- 40+
- local connectors ready to switch on
- Weekly
- repayment schedules, plus bi-weekly and seasonal
- 1–2
- weeks from kickoff to the first loan
What you get
Microfinance lending in North America, configured, not coded.
Group and solidarity loans
Joint liability, group meetings and shared schedules in one record.
Field officer app
Offline visits, collections and photo documents from the field.
Wallet disbursement
Payouts straight to the mobile wallets borrowers already use.
Savings-linked limits
Loan limits tied to member savings and repayment history.
Portfolio at risk
PAR30 and PAR90 dashboards by branch, officer and product.
Flexible schedules
Weekly, bi-weekly, monthly and harvest-season repayment plans.
Reporting and analytics
Portfolio quality, branch by branch
- 25+ ready reportsOverdue loans (PAR30, PAR90), disbursements, collections and loan officer productivity, by branch and product.
- Dashboards and BISend portfolio data to your BI tools for deeper analysis of every branch.
- Accounting and taxEntries post automatically to the local accounting and tax systems you already use, across North America.
Local rails
Ready in the markets that matter for microfinance lending.
United States5 connectors- EExperian
- PPlaid IDV
- AACH
- RRTP
- AACH debit
Canada5 connectors- EEquifax Canada
- IInterac Verification
- IInterac e-Transfer
- EEFT
- PPre-authorized debit
All North America markets
Open North AmericaIntegrations
Connected out of the box
Connect ACH and card rails, bank data, KYC, credit bureaus, messaging and e-signature providers in the US and Canada out of the box.
- Connected out of the box10 ready connectors
- PPLAID
- DDwolla
- MMarqeta
- MMX
- FFinicity
- jjumio.
- SSocure
- EEquifax
- TTransUnion
- EExperian
Questions
Frequently
asked
Didn’t find the answer? Write to us and we’ll reply within one business day.
Which North America markets is it available in?+–
All 2: United States and Canada and more. Each country has its own page with the local bureaus, ID checks and payment rails.
Can we use local bureaus and wallets?+–
Yes. Local credit bureaus, ID registries, wallets and payment rails come connected; the country pages list them one by one.
How long does a launch take?+–
A standard SaaS launch takes 1–2 weeks. On-premise installations and migrations from another system usually take 6–10 weeks.
Can we run several countries on one platform?+–
Yes. One installation serves several countries, each with its own currency, products, languages and local connectors.
Which other products run in North America?+–
BNPL & POS lending, Auto financing, P2P lending, Islamic financing, Business lending and Bank lending. Each one has its own page for North America.
Book a demo
Launching microfinance lending in North America?
We’ll walk you through the platform, show what matters for your products and answer questions about your business.
- A 30-minute call
- A walkthrough on your products and markets
- Answers on timeline, integrations and pricing