Islamic financing software for North America
Sharia-compliant home, auto and business finance for Islamic finance providers serving Muslim communities in the United States and Canada.
- 2
- North America markets with local setup
- 40+
- local connectors ready to switch on
- Profit only
- pricing runs on agreed profit and fees
- 1–2
- weeks from kickoff to the first loan
What you get
Islamic financing in North America, configured, not coded.
Murabaha
Cost-plus sale with a fixed profit and deferred payments.
Ijara
Lease structures with ownership transfer options.
Musharaka and mudaraba
Partnership and profit-sharing models.
Qard hasan
Benevolent loans with no profit, for social programs.
Sharia board workflow
Product and contract approval by your Sharia board.
Profit-rate pricing
Schedules and disclosures in profit and rental terms.
Reporting and analytics
Profit, assets and charity, fully reported
- 25+ ready reportsContracts by structure, profit recognition, asset inventory and overdue instalments.
- Sharia audit and BIReports for your Sharia board and data exports for BI and audit tools.
- Accounting and taxProfit, rentals, charity payments and tax post to your local accounting systems, across North America.
Local rails
Ready in the markets that matter for Islamic financing.
United States5 connectors- EExperian
- PPlaid IDV
- AACH
- RRTP
- AACH debit
Canada5 connectors- EEquifax Canada
- IInterac Verification
- IInterac e-Transfer
- EEFT
- PPre-authorized debit
All North America markets
Open North AmericaIntegrations
Connected out of the box
Connect ACH and card rails, bank data, KYC, credit bureaus, messaging and e-signature providers in the US and Canada out of the box.
- Connected out of the box10 ready connectors
- PPLAID
- DDwolla
- MMarqeta
- MMX
- FFinicity
- jjumio.
- SSocure
- EEquifax
- TTransUnion
- EExperian
Questions
Frequently
asked
Didn’t find the answer? Write to us and we’ll reply within one business day.
Which North America markets is it available in?+–
All 2: United States and Canada and more. Each country has its own page with the local bureaus, ID checks and payment rails.
Can we use local bureaus and wallets?+–
Yes. Local credit bureaus, ID registries, wallets and payment rails come connected; the country pages list them one by one.
How long does a launch take?+–
A standard SaaS launch takes 1–2 weeks. On-premise installations and migrations from another system usually take 6–10 weeks.
Can we run several countries on one platform?+–
Yes. One installation serves several countries, each with its own currency, products, languages and local connectors.
Which other products run in North America?+–
Microfinance lending, BNPL & POS lending, Auto financing, P2P lending, Business lending and Bank lending. Each one has its own page for North America.
Book a demo
Launching Islamic financing in North America?
We’ll walk you through the platform, show what matters for your products and answer questions about your business.
- A 30-minute call
- A walkthrough on your products and markets
- Answers on timeline, integrations and pricing