Auto financing software for North America
Direct and indirect auto loans for dealers, credit unions and captives, with instant decisions in the dealership and e-signed contracts.
- 2
- North America markets with local setup
- 40+
- local connectors ready to switch on
- Minutes
- from dealer quote to credit decision
- 1–2
- weeks from kickoff to the first loan
What you get
Auto financing in North America, configured, not coded.
Dealer portal
Dealers submit applications and quotes, and track approvals.
Vehicle collateral
VIN, valuation and pledge data attached to each loan.
Insurance bundling
Add insurance premiums to the schedule or collect them separately.
Balloon and lease options
Residual-value and lease structures alongside standard installments.
Telematics hooks
Connect GPS trackers and immobilizers to collections workflows.
Repossession workflow
Tasks, documents and costs for recovered vehicles.
Reporting and analytics
From dealer volume to residual value
- 25+ ready reportsApproval rates by dealer, portfolio by model and year, delinquency and recoveries.
- BI and analyticsExport deal and collateral data to your BI tools for deeper analysis.
- Accounting and taxDisbursements, dealer fees and tax entries post to your local accounting systems, across North America.
Local rails
Ready in the markets that matter for auto financing.
United States5 connectors- EExperian
- PPlaid IDV
- AACH
- RRTP
- AACH debit
Canada5 connectors- EEquifax Canada
- IInterac Verification
- IInterac e-Transfer
- EEFT
- PPre-authorized debit
All North America markets
Open North AmericaIntegrations
Connected out of the box
Connect ACH and card rails, bank data, KYC, credit bureaus, messaging and e-signature providers in the US and Canada out of the box.
- Connected out of the box10 ready connectors
- PPLAID
- DDwolla
- MMarqeta
- MMX
- FFinicity
- jjumio.
- SSocure
- EEquifax
- TTransUnion
- EExperian
Questions
Frequently
asked
Didn’t find the answer? Write to us and we’ll reply within one business day.
Which North America markets is it available in?+–
All 2: United States and Canada and more. Each country has its own page with the local bureaus, ID checks and payment rails.
Can we use local bureaus and wallets?+–
Yes. Local credit bureaus, ID registries, wallets and payment rails come connected; the country pages list them one by one.
How long does a launch take?+–
A standard SaaS launch takes 1–2 weeks. On-premise installations and migrations from another system usually take 6–10 weeks.
Can we run several countries on one platform?+–
Yes. One installation serves several countries, each with its own currency, products, languages and local connectors.
Which other products run in North America?+–
Microfinance lending, BNPL & POS lending, P2P lending, Islamic financing, Business lending and Bank lending. Each one has its own page for North America.
Book a demo
Launching auto financing in North America?
We’ll walk you through the platform, show what matters for your products and answer questions about your business.
- A 30-minute call
- A walkthrough on your products and markets
- Answers on timeline, integrations and pricing