P2P lending software for North America
Marketplace lending for platforms funded by retail and institutional investors: borrower scoring, investor accounts and loan servicing.
- 2
- North America markets with local setup
- 40+
- local connectors ready to switch on
- 2 sides
- borrower and investor portals on one platform
- 1–2
- weeks from kickoff to the first loan
What you get
P2P lending in North America, configured, not coded.
Investor accounts
Onboarding, KYC and wallets for retail and institutional investors.
Auto-invest
Rules that spread funds across loans by grade and term.
Loan listings
Publish, fund and close loans with clear investor terms.
Payment waterfall
Repayments split across investors automatically.
Secondary market
Let investors sell loan parts to each other.
Investor statements
Returns, defaults and tax documents in one place.
Reporting and analytics
Marketplace, investor and loan reporting
- 25+ ready reportsFunding speed, investor returns, defaults and recoveries by loan grade.
- BI and analyticsFeed marketplace data to your BI tools and investor dashboards.
- Accounting and taxPlatform fees, investor payouts and tax withholding post to local accounting systems, across North America.
Local rails
Ready in the markets that matter for P2P lending.
United States5 connectors- EExperian
- PPlaid IDV
- AACH
- RRTP
- AACH debit
Canada5 connectors- EEquifax Canada
- IInterac Verification
- IInterac e-Transfer
- EEFT
- PPre-authorized debit
All North America markets
Open North AmericaIntegrations
Connected out of the box
Connect ACH and card rails, bank data, KYC, credit bureaus, messaging and e-signature providers in the US and Canada out of the box.
- Connected out of the box10 ready connectors
- PPLAID
- DDwolla
- MMarqeta
- MMX
- FFinicity
- jjumio.
- SSocure
- EEquifax
- TTransUnion
- EExperian
Questions
Frequently
asked
Didn’t find the answer? Write to us and we’ll reply within one business day.
Which North America markets is it available in?+–
All 2: United States and Canada and more. Each country has its own page with the local bureaus, ID checks and payment rails.
Can we use local bureaus and wallets?+–
Yes. Local credit bureaus, ID registries, wallets and payment rails come connected; the country pages list them one by one.
How long does a launch take?+–
A standard SaaS launch takes 1–2 weeks. On-premise installations and migrations from another system usually take 6–10 weeks.
Can we run several countries on one platform?+–
Yes. One installation serves several countries, each with its own currency, products, languages and local connectors.
Which other products run in North America?+–
Microfinance lending, BNPL & POS lending, Auto financing, Islamic financing, Business lending and Bank lending. Each one has its own page for North America.
Book a demo
Launching P2P lending in North America?
We’ll walk you through the platform, show what matters for your products and answer questions about your business.
- A 30-minute call
- A walkthrough on your products and markets
- Answers on timeline, integrations and pricing