Bank lending software for North America
Unsecured personal loans and credit lines for banks and credit unions, with state and provincial disclosures and ACH or pre-authorized debit collections.
- 2
- North America markets with local setup
- 40+
- local connectors ready to switch on
- 3 channels
- branch, app and agent in one origination flow
- 1–2
- weeks from kickoff to the first loan
What you get
Bank lending in North America, configured, not coded.
Core banking integration
Accounts, limits and postings sync with your core system.
Omnichannel origination
Branch, app, web and agent channels share one pipeline.
Product factory
Launch new loan products without a release cycle.
Limits and exposure
Group exposure and limit checks before every approval.
Collateral registry
Pledges, guarantees and valuations tied to each loan.
Audit trail
Every decision and edit logged for internal and external audit.
Reporting and analytics
Regulatory and management reporting
- 25+ ready reportsPortfolio, provisions, delinquency and channel performance for management and the regulator.
- Data warehouse and BIPush loan data to your warehouse and BI tools.
- Accounting and taxPostings sync with your general ledger and local tax reporting, across North America.
Local rails
Ready in the markets that matter for bank lending.
United States5 connectors- EExperian
- PPlaid IDV
- AACH
- RRTP
- AACH debit
Canada5 connectors- EEquifax Canada
- IInterac Verification
- IInterac e-Transfer
- EEFT
- PPre-authorized debit
All North America markets
Open North AmericaIntegrations
Connected out of the box
Connect ACH and card rails, bank data, KYC, credit bureaus, messaging and e-signature providers in the US and Canada out of the box.
- Connected out of the box10 ready connectors
- PPLAID
- DDwolla
- MMarqeta
- MMX
- FFinicity
- jjumio.
- SSocure
- EEquifax
- TTransUnion
- EExperian
Questions
Frequently
asked
Didn’t find the answer? Write to us and we’ll reply within one business day.
Which North America markets is it available in?+–
All 2: United States and Canada and more. Each country has its own page with the local bureaus, ID checks and payment rails.
Can we use local bureaus and wallets?+–
Yes. Local credit bureaus, ID registries, wallets and payment rails come connected; the country pages list them one by one.
How long does a launch take?+–
A standard SaaS launch takes 1–2 weeks. On-premise installations and migrations from another system usually take 6–10 weeks.
Can we run several countries on one platform?+–
Yes. One installation serves several countries, each with its own currency, products, languages and local connectors.
Which other products run in North America?+–
Microfinance lending, BNPL & POS lending, Auto financing, P2P lending, Islamic financing and Business lending. Each one has its own page for North America.
Book a demo
Launching bank lending in North America?
We’ll walk you through the platform, show what matters for your products and answer questions about your business.
- A 30-minute call
- A walkthrough on your products and markets
- Answers on timeline, integrations and pricing