Bank lending software for the Middle East

Personal finance and salary-linked loans for banks, with Nafath and UAE PASS onboarding, SADAD and direct-debit collections.

See markets
lendhero Bank lending · Middle East software interface
8
Middle East markets with local setup
110+
local connectors ready to switch on
3 channels
branch, app and agent in one origination flow
1–2
weeks from kickoff to the first loan

What you get

Bank lending in the Middle East, configured, not coded.

Core banking integration

Accounts, limits and postings sync with your core system.

Omnichannel origination

Branch, app, web and agent channels share one pipeline.

Product factory

Launch new loan products without a release cycle.

Limits and exposure

Group exposure and limit checks before every approval.

Collateral registry

Pledges, guarantees and valuations tied to each loan.

Audit trail

Every decision and edit logged for internal and external audit.

Reporting and analytics

Regulatory and management reporting

  • 25+ ready reportsPortfolio, provisions, delinquency and channel performance for management and the regulator.
  • Data warehouse and BIPush loan data to your warehouse and BI tools.
  • Accounting and taxPostings sync with your general ledger and local tax reporting, across Middle East.
Regulatory and management reporting: lendhero interface

Local rails

Ready in the markets that matter for bank lending.

  • Saudi Arabia5 connectors
    • SSIMAH
    • NNafath
    • ssarie
    • mmada
    • SSADAD
  • United Arab Emirates5 connectors
    • AAl Etihad Credit Bureau
    • UUAE PASS
    • UUAEFTS
    • AAani
    • DDirect debit (UAEDDS)
  • Kuwait5 connectors
    • CCi-Net
    • PPACI Kuwait Mobile ID
    • KKNET
    • CCard
    • DDirect debit
  • Qatar5 connectors
    • QQatar Credit Bureau
    • TTawtheeq
    • QQPS instant
    • FFawran
    • DDirect debit
  • Israel5 connectors
    • BBDI
    • OOnfido
    • ZZahav
    • MMasav
    • MMasav direct debit
  • Oman5 connectors
    • MMala’a credit bureau
    • RROP ID
    • MMobile payments (MPCSS)
    • CCard
    • DDirect debit

Integrations

Connected out of the box

Connect local payment rails, national digital ID, open banking, credit bureaus, messaging and e-signature providers across the Middle East out of the box.

  • Connected out of the box15 ready connectors
    • CCheckout.com
    • NNetwork International
    • PPayTabs
    • HHyperPay
    • mmada
    • LLean
    • TTarabut
    • UUAE PASS
    • NNafath
    • UUqudo
    • SSIMAH
    • AAECB
    • UUnifonic
    • IInfobip
    • SSignit

Questions

Frequently asked

Didn’t find the answer? Write to us and we’ll reply within one business day.

Which Middle East markets is it available in?+

All 8. The most active for bank lending are Saudi Arabia, the United Arab Emirates, Kuwait and Qatar.

Can we use local bureaus and wallets?+

Yes. Local credit bureaus, ID registries, wallets and payment rails come connected; the country pages list them one by one.

How long does a launch take?+

A standard SaaS launch takes 1–2 weeks. On-premise installations and migrations from another system usually take 6–10 weeks.

Can we run several countries on one platform?+

Yes. One installation serves several countries, each with its own currency, products, languages and local connectors.

Which other products run in Middle East?+

Microfinance lending, BNPL & POS lending, Auto financing, P2P lending, Islamic financing and Business lending. Each one has its own page for Middle East.

Book a demo

Launching bank lending in the Middle East?

We’ll walk you through the platform, show what matters for your products and answer questions about your business.

  • A 30-minute call
  • A walkthrough on your products and markets
  • Answers on timeline, integrations and pricing

Tell us about your lending

We reply within one business day.

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