Bank lending software for the Middle East
Personal finance and salary-linked loans for banks, with Nafath and UAE PASS onboarding, SADAD and direct-debit collections.

- 8
- Middle East markets with local setup
- 110+
- local connectors ready to switch on
- 3 channels
- branch, app and agent in one origination flow
- 1–2
- weeks from kickoff to the first loan
What you get
Bank lending in the Middle East, configured, not coded.
Core banking integration
Accounts, limits and postings sync with your core system.
Omnichannel origination
Branch, app, web and agent channels share one pipeline.
Product factory
Launch new loan products without a release cycle.
Limits and exposure
Group exposure and limit checks before every approval.
Collateral registry
Pledges, guarantees and valuations tied to each loan.
Audit trail
Every decision and edit logged for internal and external audit.
Reporting and analytics
Regulatory and management reporting
- 25+ ready reportsPortfolio, provisions, delinquency and channel performance for management and the regulator.
- Data warehouse and BIPush loan data to your warehouse and BI tools.
- Accounting and taxPostings sync with your general ledger and local tax reporting, across Middle East.

Local rails
Ready in the markets that matter for bank lending.
Saudi Arabia5 connectors
- SSIMAH
- NNafath
- ssarie
- mmada
- SSADAD
United Arab Emirates5 connectors
- AAl Etihad Credit Bureau
- UUAE PASS
- UUAEFTS
- AAani
- DDirect debit (UAEDDS)
Kuwait5 connectors
- CCi-Net
- PPACI Kuwait Mobile ID
- KKNET
- CCard
- DDirect debit
Qatar5 connectors
- QQatar Credit Bureau
- TTawtheeq
- QQPS instant
- FFawran
- DDirect debit
Israel5 connectors
- BBDI
- OOnfido
- ZZahav
- MMasav
- MMasav direct debit
Oman5 connectors
- MMala’a credit bureau
- RROP ID
- MMobile payments (MPCSS)
- CCard
- DDirect debit
All Middle East markets
Open Middle EastIntegrations
Connected out of the box
Connect local payment rails, national digital ID, open banking, credit bureaus, messaging and e-signature providers across the Middle East out of the box.
- Connected out of the box15 ready connectors
- CCheckout.com
- NNetwork International
- PPayTabs
- HHyperPay
- mmada
- LLean
- TTarabut
- UUAE PASS
- NNafath
- UUqudo
- SSIMAH
- AAECB
- UUnifonic
- IInfobip
- SSignit
Questions
Frequently
asked
Didn’t find the answer? Write to us and we’ll reply within one business day.
Which Middle East markets is it available in?+–
All 8. The most active for bank lending are Saudi Arabia, the United Arab Emirates, Kuwait and Qatar.
Can we use local bureaus and wallets?+–
Yes. Local credit bureaus, ID registries, wallets and payment rails come connected; the country pages list them one by one.
How long does a launch take?+–
A standard SaaS launch takes 1–2 weeks. On-premise installations and migrations from another system usually take 6–10 weeks.
Can we run several countries on one platform?+–
Yes. One installation serves several countries, each with its own currency, products, languages and local connectors.
Which other products run in Middle East?+–
Microfinance lending, BNPL & POS lending, Auto financing, P2P lending, Islamic financing and Business lending. Each one has its own page for Middle East.
Book a demo
Launching bank lending in the Middle East?
We’ll walk you through the platform, show what matters for your products and answer questions about your business.
- A 30-minute call
- A walkthrough on your products and markets
- Answers on timeline, integrations and pricing