EN · United StatesBusiness lending software for the Middle East
SME finance and working capital decided on SIMAH, AECB and open-banking data, with conventional and Islamic structures on one platform.
- 8
- Middle East markets with local setup
- 110+
- local connectors ready to switch on
- 1 view
- of every business, director and guarantor
- 1–2
- weeks from kickoff to the first loan
What you get
Business lending in the Middle East, configured, not coded.
Multi-party applications
Directors, shareholders and guarantors in one application.
Cash-flow scoring
Bank statement and open-finance parsing feeds the scorecard.
Invoice finance
Advances against receivables, with buyer verification.
Merchant advances
Repayments taken as a share of daily card or wallet sales.
Collateral and covenants
Track pledged assets, valuations and covenant checks.
Credit committee
Configurable approval levels with full decision history.
Reporting and analytics
Exposure, covenants and cash flow
- 25+ ready reportsExposure by industry, covenant breaches, utilisation and delinquency.
- BI and analyticsPush facility and cash-flow data to your BI tools.
- Accounting and taxDrawdowns, fees and tax entries post to local accounting and tax systems, across Middle East.
Local rails
Ready in the markets that matter for business lending.
Saudi Arabia5 connectors- SSIMAH
- NNafath
- ssarie
- mmada
- SSADAD
United Arab Emirates5 connectors- AAl Etihad Credit Bureau
- UUAE PASS
- UUAEFTS
- AAani
- DDirect debit (UAEDDS)
Qatar5 connectors- QQatar Credit Bureau
- TTawtheeq
- QQPS instant
- FFawran
- DDirect debit
Bahrain5 connectors- BBahrain Credit Reference Bureau
- eeKey
- FFawri+
- BBenefitPay
- DDirect debit
Israel5 connectors- BBDI
- OOnfido
- ZZahav
- MMasav
- MMasav direct debit
Jordan5 connectors- CCRIF Jordan
- SSanad
- CCliQ
- JJoMoPay
- eeFAWATEERcom
All Middle East markets
Open Middle East
Kuwait
OmanIntegrations
Connected out of the box
Connect local payment rails, national digital ID, open banking, credit bureaus, messaging and e-signature providers across the Middle East out of the box.
- Connected out of the box15 ready connectors
- CCheckout.com
- NNetwork International
- PPayTabs
- HHyperPay
- mmada
- LLean
- TTarabut
- UUAE PASS
- NNafath
- UUqudo
- SSIMAH
- AAECB
- UUnifonic
- IInfobip
- SSignit
Questions
Frequently
asked
Didn’t find the answer? Write to us and we’ll reply within one business day.
Which Middle East markets is it available in?+–
All 8. The most active for business lending are Saudi Arabia, the United Arab Emirates, Qatar and Bahrain.
Can we use local bureaus and wallets?+–
Yes. Local credit bureaus, ID registries, wallets and payment rails come connected; the country pages list them one by one.
How long does a launch take?+–
A standard SaaS launch takes 1–2 weeks. On-premise installations and migrations from another system usually take 6–10 weeks.
Can we run several countries on one platform?+–
Yes. One installation serves several countries, each with its own currency, products, languages and local connectors.
Which other products run in Middle East?+–
Microfinance lending, BNPL & POS lending, Auto financing, P2P lending, Islamic financing and Bank lending. Each one has its own page for Middle East.
Book a demo
Launching business lending in the Middle East?
We’ll walk you through the platform, show what matters for your products and answer questions about your business.
- A 30-minute call
- A walkthrough on your products and markets
- Answers on timeline, integrations and pricing