Islamic financing software for the Middle East
Murabaha, tawarruq, ijara and musharaka products with profit-rate schedules and Sharia-board approvals, for banks and finance houses across the Gulf.
- 8
- Middle East markets with local setup
- 110+
- local connectors ready to switch on
- Profit only
- pricing runs on agreed profit and fees
- 1–2
- weeks from kickoff to the first loan
What you get
Islamic financing in the Middle East, configured, not coded.
Murabaha
Cost-plus sale with a fixed profit and deferred payments.
Ijara
Lease structures with ownership transfer options.
Musharaka and mudaraba
Partnership and profit-sharing models.
Qard hasan
Benevolent loans with no profit, for social programs.
Sharia board workflow
Product and contract approval by your Sharia board.
Profit-rate pricing
Schedules and disclosures in profit and rental terms.
Reporting and analytics
Profit, assets and charity, fully reported
- 25+ ready reportsContracts by structure, profit recognition, asset inventory and overdue instalments.
- Sharia audit and BIReports for your Sharia board and data exports for BI and audit tools.
- Accounting and taxProfit, rentals, charity payments and tax post to your local accounting systems, across Middle East.
Local rails
Ready in the markets that matter for Islamic financing.
Saudi Arabia5 connectors- SSIMAH
- NNafath
- ssarie
- mmada
- SSADAD
United Arab Emirates5 connectors- AAl Etihad Credit Bureau
- UUAE PASS
- UUAEFTS
- AAani
- DDirect debit (UAEDDS)
Kuwait5 connectors- CCi-Net
- PPACI Kuwait Mobile ID
- KKNET
- CCard
- DDirect debit
Qatar5 connectors- QQatar Credit Bureau
- TTawtheeq
- QQPS instant
- FFawran
- DDirect debit
Bahrain5 connectors- BBahrain Credit Reference Bureau
- eeKey
- FFawri+
- BBenefitPay
- DDirect debit
Oman5 connectors- MMala’a credit bureau
- RROP ID
- MMobile payments (MPCSS)
- CCard
- DDirect debit
All Middle East markets
Open Middle East
Jordan
IsraelIntegrations
Connected out of the box
Connect local payment rails, national digital ID, open banking, credit bureaus, messaging and e-signature providers across the Middle East out of the box.
- Connected out of the box15 ready connectors
- CCheckout.com
- NNetwork International
- PPayTabs
- HHyperPay
- mmada
- LLean
- TTarabut
- UUAE PASS
- NNafath
- UUqudo
- SSIMAH
- AAECB
- UUnifonic
- IInfobip
- SSignit
Questions
Frequently
asked
Didn’t find the answer? Write to us and we’ll reply within one business day.
Which Middle East markets is it available in?+–
All 8. The most active for Islamic financing are Saudi Arabia, the United Arab Emirates, Kuwait and Qatar.
Can we use local bureaus and wallets?+–
Yes. Local credit bureaus, ID registries, wallets and payment rails come connected; the country pages list them one by one.
How long does a launch take?+–
A standard SaaS launch takes 1–2 weeks. On-premise installations and migrations from another system usually take 6–10 weeks.
Can we run several countries on one platform?+–
Yes. One installation serves several countries, each with its own currency, products, languages and local connectors.
Which other products run in Middle East?+–
Microfinance lending, BNPL & POS lending, Auto financing, P2P lending, Business lending and Bank lending. Each one has its own page for Middle East.
Book a demo
Launching Islamic financing in the Middle East?
We’ll walk you through the platform, show what matters for your products and answer questions about your business.
- A 30-minute call
- A walkthrough on your products and markets
- Answers on timeline, integrations and pricing