Microfinance lending software for the Middle East
Microloans for home businesses and micro-entrepreneurs, with CliQ and wallet payouts in Jordan and Sharia-compliant options for Gulf programmes.
- 8
- Middle East markets with local setup
- 110+
- local connectors ready to switch on
- Weekly
- repayment schedules, plus bi-weekly and seasonal
- 1–2
- weeks from kickoff to the first loan
What you get
Microfinance lending in the Middle East, configured, not coded.
Group and solidarity loans
Joint liability, group meetings and shared schedules in one record.
Field officer app
Offline visits, collections and photo documents from the field.
Wallet disbursement
Payouts straight to the mobile wallets borrowers already use.
Savings-linked limits
Loan limits tied to member savings and repayment history.
Portfolio at risk
PAR30 and PAR90 dashboards by branch, officer and product.
Flexible schedules
Weekly, bi-weekly, monthly and harvest-season repayment plans.
Reporting and analytics
Portfolio quality, branch by branch
- 25+ ready reportsOverdue loans (PAR30, PAR90), disbursements, collections and loan officer productivity, by branch and product.
- Dashboards and BISend portfolio data to your BI tools for deeper analysis of every branch.
- Accounting and taxEntries post automatically to the local accounting and tax systems you already use, across Middle East.
Local rails
Ready in the markets that matter for microfinance lending.
Jordan5 connectors- CCRIF Jordan
- SSanad
- CCliQ
- JJoMoPay
- eeFAWATEERcom
Saudi Arabia5 connectors- SSIMAH
- NNafath
- ssarie
- mmada
- SSADAD
United Arab Emirates5 connectors- AAl Etihad Credit Bureau
- UUAE PASS
- UUAEFTS
- AAani
- DDirect debit (UAEDDS)
Bahrain5 connectors- BBahrain Credit Reference Bureau
- eeKey
- FFawri+
- BBenefitPay
- DDirect debit
Oman5 connectors- MMala’a credit bureau
- RROP ID
- MMobile payments (MPCSS)
- CCard
- DDirect debit
Israel5 connectors- BBDI
- OOnfido
- ZZahav
- MMasav
- MMasav direct debit
All Middle East markets
Open Middle East
Qatar
KuwaitIntegrations
Connected out of the box
Connect local payment rails, national digital ID, open banking, credit bureaus, messaging and e-signature providers across the Middle East out of the box.
- Connected out of the box15 ready connectors
- CCheckout.com
- NNetwork International
- PPayTabs
- HHyperPay
- mmada
- LLean
- TTarabut
- UUAE PASS
- NNafath
- UUqudo
- SSIMAH
- AAECB
- UUnifonic
- IInfobip
- SSignit
Questions
Frequently
asked
Didn’t find the answer? Write to us and we’ll reply within one business day.
Which Middle East markets is it available in?+–
All 8. The most active for microfinance lending are Jordan, Saudi Arabia, the United Arab Emirates and Bahrain.
Can we use local bureaus and wallets?+–
Yes. Local credit bureaus, ID registries, wallets and payment rails come connected; the country pages list them one by one.
How long does a launch take?+–
A standard SaaS launch takes 1–2 weeks. On-premise installations and migrations from another system usually take 6–10 weeks.
Can we run several countries on one platform?+–
Yes. One installation serves several countries, each with its own currency, products, languages and local connectors.
Which other products run in Middle East?+–
BNPL & POS lending, Auto financing, P2P lending, Islamic financing, Business lending and Bank lending. Each one has its own page for Middle East.
Book a demo
Launching microfinance lending in the Middle East?
We’ll walk you through the platform, show what matters for your products and answer questions about your business.
- A 30-minute call
- A walkthrough on your products and markets
- Answers on timeline, integrations and pricing