P2P lending software for the Middle East
Debt-crowdfunding and marketplace lending for platforms licensed in Gulf sandboxes: borrower scoring, investor wallets and servicing.

- 8
- Middle East markets with local setup
- 110+
- local connectors ready to switch on
- 2 sides
- borrower and investor portals on one platform
- 1–2
- weeks from kickoff to the first loan
What you get
P2P lending in the Middle East, configured, not coded.
Investor accounts
Onboarding, KYC and wallets for retail and institutional investors.
Auto-invest
Rules that spread funds across loans by grade and term.
Loan listings
Publish, fund and close loans with clear investor terms.
Payment waterfall
Repayments split across investors automatically.
Secondary market
Let investors sell loan parts to each other.
Investor statements
Returns, defaults and tax documents in one place.
Reporting and analytics
Marketplace, investor and loan reporting
- 25+ ready reportsFunding speed, investor returns, defaults and recoveries by loan grade.
- BI and analyticsFeed marketplace data to your BI tools and investor dashboards.
- Accounting and taxPlatform fees, investor payouts and tax withholding post to local accounting systems, across Middle East.

Local rails
Ready in the markets that matter for P2P lending.
Saudi Arabia5 connectors
- SSIMAH
- NNafath
- ssarie
- mmada
- SSADAD
United Arab Emirates5 connectors
- AAl Etihad Credit Bureau
- UUAE PASS
- UUAEFTS
- AAani
- DDirect debit (UAEDDS)
Bahrain5 connectors
- BBahrain Credit Reference Bureau
- eeKey
- FFawri+
- BBenefitPay
- DDirect debit
Israel5 connectors
- BBDI
- OOnfido
- ZZahav
- MMasav
- MMasav direct debit
Jordan5 connectors
- CCRIF Jordan
- SSanad
- CCliQ
- JJoMoPay
- eeFAWATEERcom
Qatar5 connectors
- QQatar Credit Bureau
- TTawtheeq
- QQPS instant
- FFawran
- DDirect debit
All Middle East markets
Open Middle EastIntegrations
Connected out of the box
Connect local payment rails, national digital ID, open banking, credit bureaus, messaging and e-signature providers across the Middle East out of the box.
- Connected out of the box15 ready connectors
- CCheckout.com
- NNetwork International
- PPayTabs
- HHyperPay
- mmada
- LLean
- TTarabut
- UUAE PASS
- NNafath
- UUqudo
- SSIMAH
- AAECB
- UUnifonic
- IInfobip
- SSignit
Questions
Frequently
asked
Didn’t find the answer? Write to us and we’ll reply within one business day.
Which Middle East markets is it available in?+–
All 8. The most active for P2P lending are Saudi Arabia, the United Arab Emirates, Bahrain and Israel.
Can we use local bureaus and wallets?+–
Yes. Local credit bureaus, ID registries, wallets and payment rails come connected; the country pages list them one by one.
How long does a launch take?+–
A standard SaaS launch takes 1–2 weeks. On-premise installations and migrations from another system usually take 6–10 weeks.
Can we run several countries on one platform?+–
Yes. One installation serves several countries, each with its own currency, products, languages and local connectors.
Which other products run in Middle East?+–
Microfinance lending, BNPL & POS lending, Auto financing, Islamic financing, Business lending and Bank lending. Each one has its own page for Middle East.
Book a demo
Launching P2P lending in the Middle East?
We’ll walk you through the platform, show what matters for your products and answer questions about your business.
- A 30-minute call
- A walkthrough on your products and markets
- Answers on timeline, integrations and pricing