Lending software for Mauritius

Mauritius is a regional finance hub with modern payment rails, a central credit bureau and GDPR-style data rules. lendhero arrives with MCIB (Bank of Mauritius), National ID and MauCAS instant payments already connected, so your team configures products instead of plumbing.

See the local stack
  • MUR (Rs)
  • English, French
  • 14 local connectors
  • 1–2 weeks to launch

Bonjour, Anjali

ApprovedRs 100,000

774

Credit score

On-time payments

Monthly paymentRs 9,830

Market profile

Mauritius at a glance

What lendhero is set up for in Mauritius before your team logs in.

Currency

MUR (Rs)

Languages

English, French

Supervisor

Bank of Mauritius and FSC

Credit data

MCIB (Bank of Mauritius)

Payout rails

MauCAS instant payments, Juice, my.t money

Data protection

the Data Protection Act 2017

14
local connectors wired in before kickoff
MUR
for pricing, payouts and repayments
1–2
weeks from kickoff to the first loan
2
interface languages: English, French

Working with borrowers in Mauritius

Tools for every borrower conversation

Borrowers in Mauritius apply, sign, pay and come back for repeat loans in English and MUR.

Applications in minutes

Borrowers apply on the web or in the app, and staff file applications from the back office. A half-filled form waits for them to come back.

New application

Draft saved
Step 2 of 4 · Personal detailsStep 2/4

Reminders that get read

Approvals, due dates and overdue notices go out by WhatsApp Business and Infobip automatically.

Your application is approvedWhatsApp Business
Your payment is due tomorrowInfobip
New receipt in your portalSMS

Rewards for repeat borrowers

Points for on-time payments, promo codes for campaigns and manual adjustments by staff.

WELCOMEfirst loan
Bonus balance1,240 pts

A portal for repeat loans

Repeat borrowers reapply without retyping data, extend or repay from their phone.

Extend loan
Repay early
Refinance

Contracts without paperwork

Loan agreements, extension requests and receipts are generated and e-signed in English.

Loan agreementSigned
Extension requestReady
Payment receiptDraft

Decisioning

Decisions in seconds, explained in plain words

Third-party and built-in checks run in one flow, for individuals and businesses. Every approval and decline shows the rules and scores behind it.

  • Every check in one passAnti-fraud, identification, credit bureaus, sanctions and digital footprint.
  • Rules you can readYour team can answer any borrower about why.

Application #48213

Anjali · Consumer loan, 6 months · Rs 100,000

Approved
Credit score712
  • IdentityVerified
  • Anti-fraudPassed
  • Credit bureau712
  • Debt-to-income31%
  • Sanctions & watchlistsClear
Decision time28 s

Local stack

The Mauritius stack, connected before kickoff.

Bureaus, identity, bank data, payment rails and messaging that lenders in Mauritius rely on. Anything missing is added through the open API.

  • Credit bureaus & registries1 connector
    • MMCIB (Bank of Mauritius)
  • Identity & KYC2 connectors
    • NNational ID
    • SSumsub
  • Bank & alternative data1 connector
    • BBank statement parsing
  • Disbursement rails3 connectors
    • MMauCAS instant payments
    • JJuice
    • mmy.t money
  • Repayments & collections3 connectors
    • BBank debit
    • JJuice
    • MMauCAS
  • Messaging3 connectors
    • WWhatsApp Business
    • IInfobip
  • E-signature2 connectors
    • DDocuSign

Checks and payments

Who borrows and how money moves in Mauritius

Applicants are checked with MCIB (Bank of Mauritius), and money moves via MauCAS instant payments and Juice.

Client checks

Checks connected in Mauritius:

  • Anti-fraud servicesDevice, behaviour and blacklist checksPass
  • Identity verificationNational ID, SumsubPass
  • Credit bureausMCIB (Bank of Mauritius)Pass
  • Government registriesNational ID and tax registriesPass
  • Bank and alternative dataBank statement parsingReview
  • Additional data sourcesTelco, open banking and your own listsAuto

Payment infrastructure

Payment rails connected in Mauritius:

DisbursementMauCAS instant payments, Juice, my.t money in MUR
RepaymentBank debit, Juice, MauCAS
Status checksEvery payment tracked until it settles
Reversals and refundsCancel or refund with a full audit trail
  • MauCAS instant payments
  • Juice
  • my.t money
  • Bank debit
  • MauCAS

Loan servicing

Every loan and every repayment on one screen

Edit terms, recalculate interest, apply penalties and follow the full schedule without exporting anything.

  • Automatic calculations for every loanInterest, fees and penalties in MUR are calculated by a dedicated engine with 200+ configurable parameters. Staff can still adjust any amount by hand, and every change is logged.
  • Loan products in minutesSet up consumer, instalment and business products with their rules and scenarios in the admin panel, without a release.
  • Notifications tied to every calculationEach due date, penalty and recalculation sends the right message to the borrower and your team.

Loan #48213

Rs 100,000

On track
Auto-calculated · 200+ parametersManual edit
Repaid Rs 35,670 of Rs 107,0002 of 6 payments
DateAmountStatus
Sep 4Rs 17,830Paid
Oct 4Rs 17,830Paid
Nov 4Rs 17,830Due in 7 days
Dec 4Rs 17,830Upcoming
Jan 4Rs 17,830Upcoming
Reminder sentYour payment of Rs 17,830 is due Nov 4

Loan flow

How a loan runs in Mauritius. Five steps, all local.

  1. 01ApplyBorrowers apply on the web, in the app or via WhatsApp, with forms in English and French.
  2. 02VerifyIdentity and documents are checked through National ID and Sumsub.
  3. 03DecideScorecards pull MCIB (Bank of Mauritius) data and return a decision in seconds.
  4. 04DisburseFunds go out via MauCAS instant payments or Juice in MUR, straight after signing.
  5. 05CollectRepayments arrive via Bank debit and Juice, with reminders over WhatsApp Business.

Portals

One platform, three portals

Everyone works in the same system and sees only what their role allows.

My loan

Rs 100,000

Next payment

Rs 17,830 · Nov 4

Pay now

Extend loan

Customer portal

Borrowers apply, repay, extend and track loans online.

Applications

AnjaliVerifierApproved
Daniel O.AnalystReview
Maria L.RiskApproved
Tomas K.AnalystDeclined
Lena P.VerifierReview

Staff portal

Managers, analysts, risk, verifiers and collectors work side by side.

Role · Verifier

12 users
View applications
Verify documents
Approve loans
Edit loan terms
Export reports

Super-admin portal

Products, roles, permissions and rules change without a release.

Products

What lenders in Mauritius launch on .

Consumer and auto financeLeasing and installment credit for finance companies.
SME lendingWorking capital for small businesses and exporters.
Housing loansMortgage-style products with long schedules.

Compliance

Configured for Bank of Mauritius and the Data Protection Act 2017.

lendhero is software: the licence stays yours. We set the platform up for the rules you operate under in Mauritius.

Hosting & data residency

Cloud or on-premise deployment, with data stored where the Data Protection Act 2017 requires.

Consent & privacy

Borrower consents are captured, versioned and logged under the Data Protection Act 2017.

Pricing & disclosures

Rates, fees and cost-of-credit disclosures set per product for Bank of Mauritius rules.

Audit trail

Every decision, edit and message is logged for internal and external audits.

More markets in East Africa

All Africa markets

Questions

Frequently asked

Didn’t find the answer? Write to us and we’ll reply within one business day.

Can lendhero run a lending business in Mauritius?+

Yes. The platform is set up for MUR, English and French and Bank of Mauritius requirements, with 14 local connectors ready on day one.

Which credit data sources are connected in Mauritius?+

MCIB (Bank of Mauritius). On top of that, identity checks run through National ID and Sumsub and bank data comes from Bank statement parsing.

How do borrowers get paid and repay?+

Payouts go out via MauCAS instant payments, Juice and my.t money in MUR. Repayments arrive via Bank debit, Juice and MauCAS, with reminders over WhatsApp Business and Infobip.

How long does a launch in Mauritius take?+

Usually 1–2 weeks from kickoff to the first loan, including connecting 14 local services, product setup, staff training and a test run.

Can we run several countries on one platform?+

Yes. One installation serves several countries, each with its own currency, products, languages and local connectors.

Book a demo

Lending in Mauritius? Let’s plan the launch.

We’ll walk you through the platform, show what matters for your products and answer questions about your business.

  • A 30-minute call
  • A walkthrough on your products and markets
  • Answers on timeline, integrations and pricing

Tell us about your lending

We reply within one business day.

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