Lending software for Guyana

Guyana is one of the fastest-growing economies in the world, and demand for formal credit is growing with it. lendhero arrives with Creditinfo Guyana, National ID and Bank transfers already connected, so your team configures products instead of plumbing.

See the local stack
  • GYD (G$)
  • English
  • 13 local connectors
  • 1–2 weeks to launch

Hi, Anika

ApprovedG$ 300,000

744

Credit score

On-time payments

Monthly paymentG$ 29,500

Market profile

Guyana at a glance

What lendhero is set up for in Guyana before your team logs in.

Currency

GYD (G$)

Languages

English

Supervisor

Bank of Guyana

Credit data

Creditinfo Guyana

Payout rails

Bank transfers, MMG

Data protection

the Data Protection Act

13
local connectors wired in before kickoff
GYD
for pricing, payouts and repayments
1–2
weeks from kickoff to the first loan
1
interface languages: English

Working with borrowers in Guyana

Tools for every borrower conversation

Borrowers in Guyana apply, sign, pay and come back for repeat loans in English and GYD.

Applications in minutes

Borrowers apply on the web or in the app, and staff file applications from the back office. A half-filled form waits for them to come back.

New application

Draft saved
Step 2 of 4 · Personal detailsStep 2/4

Reminders that get read

Approvals, due dates and overdue notices go out by WhatsApp Business and Infobip automatically.

Your application is approvedWhatsApp Business
Your payment is due tomorrowInfobip
New receipt in your portalSMS

Rewards for repeat borrowers

Points for on-time payments, promo codes for campaigns and manual adjustments by staff.

WELCOMEfirst loan
Bonus balance1,240 pts

A portal for repeat loans

Repeat borrowers reapply without retyping data, extend or repay from their phone.

Extend loan
Repay early
Refinance

Contracts without paperwork

Loan agreements, extension requests and receipts are generated and e-signed in English.

Loan agreementSigned
Extension requestReady
Payment receiptDraft

Decisioning

Decisions in seconds, explained in plain words

Third-party and built-in checks run in one flow, for individuals and businesses. Every approval and decline shows the rules and scores behind it.

  • Every check in one passAnti-fraud, identification, credit bureaus, sanctions and digital footprint.
  • Rules you can readYour team can answer any borrower about why.

Application #48213

Anika · Consumer loan, 6 months · G$ 300,000

Approved
Credit score712
  • IdentityVerified
  • Anti-fraudPassed
  • Credit bureau712
  • Debt-to-income31%
  • Sanctions & watchlistsClear
Decision time28 s

Local stack

The Guyana stack, connected before kickoff.

lendhero ships with the connectors lenders in Guyana use every day, from Creditinfo Guyana to MMG. New ones are added through the open API.

  • Credit bureaus & registries1 connector
    • CCreditinfo Guyana
  • Identity & KYC2 connectors
    • NNational ID
    • SSumsub
  • Bank & alternative data1 connector
    • BBank statement parsing
  • Disbursement rails2 connectors
    • BBank transfers
    • MMMG
  • Repayments & collections3 connectors
    • MMMG
    • BBank debit
    • CCash agents
  • Messaging3 connectors
    • WWhatsApp Business
    • IInfobip
  • E-signature2 connectors
    • DDocuSign

Checks and payments

Who borrows and how money moves in Guyana

Applicants are checked with Creditinfo Guyana, and money moves via Bank transfers and MMG.

Client checks

Checks connected in Guyana:

  • Anti-fraud servicesDevice, behaviour and blacklist checksPass
  • Identity verificationNational ID, SumsubPass
  • Credit bureausCreditinfo GuyanaPass
  • Government registriesNational ID and tax registriesPass
  • Bank and alternative dataBank statement parsingReview
  • Additional data sourcesTelco, open banking and your own listsAuto

Payment infrastructure

Payment rails connected in Guyana:

DisbursementBank transfers, MMG in GYD
RepaymentMMG, Bank debit, Cash agents
Status checksEvery payment tracked until it settles
Reversals and refundsCancel or refund with a full audit trail
  • Bank transfers
  • MMG
  • Bank debit
  • Cash agents

Loan servicing

Every loan and every repayment on one screen

Edit terms, recalculate interest, apply penalties and follow the full schedule without exporting anything.

  • Automatic calculations for every loanInterest, fees and penalties in GYD are calculated by a dedicated engine with 200+ configurable parameters. Staff can still adjust any amount by hand, and every change is logged.
  • Loan products in minutesSet up consumer, instalment and business products with their rules and scenarios in the admin panel, without a release.
  • Notifications tied to every calculationEach due date, penalty and recalculation sends the right message to the borrower and your team.

Loan #48213

G$ 300,000

On track
Auto-calculated · 200+ parametersManual edit
Repaid G$ 107,000 of G$ 321,0002 of 6 payments
DateAmountStatus
Sep 4G$ 53,500Paid
Oct 4G$ 53,500Paid
Nov 4G$ 53,500Due in 7 days
Dec 4G$ 53,500Upcoming
Jan 4G$ 53,500Upcoming
Reminder sentYour payment of G$ 53,500 is due Nov 4

Loan flow

How a loan runs in Guyana. Five steps, all local.

  1. 01ApplyBorrowers apply on the web, in the app or via WhatsApp, with forms in English.
  2. 02VerifyIdentity and documents are checked through National ID and Sumsub.
  3. 03DecideScorecards pull Creditinfo Guyana data and return a decision in seconds.
  4. 04DisburseFunds go out via Bank transfers or MMG in GYD, straight after signing.
  5. 05CollectRepayments arrive via MMG and Bank debit, with reminders over WhatsApp Business.

Portals

One platform, three portals

Everyone works in the same system and sees only what their role allows.

My loan

G$ 300,000

Next payment

G$ 53,500 · Nov 4

Pay now

Extend loan

Customer portal

Borrowers apply, repay, extend and track loans online.

Applications

AnikaVerifierApproved
Daniel O.AnalystReview
Maria L.RiskApproved
Tomas K.AnalystDeclined
Lena P.VerifierReview

Staff portal

Managers, analysts, risk, verifiers and collectors work side by side.

Role · Verifier

12 users
View applications
Verify documents
Approve loans
Edit loan terms
Export reports

Super-admin portal

Products, roles, permissions and rules change without a release.

Products

What lenders in Guyana launch on .

Consumer loansPersonal credit for a fast-growing economy.
SME lendingWorking capital and equipment loans for small businesses.
Credit union lendingMember loans for credit unions moving off spreadsheets.

Compliance

Configured for Bank of Guyana and the Data Protection Act.

lendhero is software: the licence stays yours. We set the platform up for the rules you operate under in Guyana.

Hosting & data residency

Cloud or on-premise deployment, with data stored where the Data Protection Act requires.

Consent & privacy

Borrower consents are captured, versioned and logged under the Data Protection Act.

Pricing & disclosures

Rates, fees and cost-of-credit disclosures set per product for Bank of Guyana rules.

Audit trail

Every decision, edit and message is logged for internal and external audits.

More markets in South America

All Latin America markets

Questions

Frequently asked

Didn’t find the answer? Write to us and we’ll reply within one business day.

Can lendhero run a lending business in Guyana?+

Yes. The platform is set up for GYD, English and Bank of Guyana requirements, with 13 local connectors ready on day one.

Which credit data sources are connected in Guyana?+

Creditinfo Guyana. On top of that, identity checks run through National ID and Sumsub and bank data comes from Bank statement parsing.

How do borrowers get paid and repay?+

Payouts go out via Bank transfers and MMG in GYD. Repayments arrive via MMG, Bank debit and Cash agents, with reminders over WhatsApp Business and Infobip.

How long does a launch in Guyana take?+

Usually 1–2 weeks from kickoff to the first loan, including connecting 13 local services, product setup, staff training and a test run.

Can we run several countries on one platform?+

Yes. One installation serves several countries, each with its own currency, products, languages and local connectors.

Book a demo

Lending in Guyana? Let’s plan the launch.

We’ll walk you through the platform, show what matters for your products and answer questions about your business.

  • A 30-minute call
  • A walkthrough on your products and markets
  • Answers on timeline, integrations and pricing

Tell us about your lending

We reply within one business day.

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