BNPL & POS lending software for Oceania
Buy now, pay later set up for the new Australian credit rules, with affordability checks, PayTo collections and merchant settlement.
- 14
- Oceania markets with local setup
- 160+
- local connectors ready to switch on
- Seconds
- for a decision at checkout
- 1–2
- weeks from kickoff to the first loan
What you get
BNPL & POS lending in Oceania, configured, not coded.
Merchant onboarding
KYB, pricing and settlement terms for every merchant.
Checkout API
Plug installments into web and app checkouts.
In-store flow
Tablet application for shop staff with instant decisions.
Instant decisions
Rules and scorecards return an answer in seconds.
Merchant settlement
Automatic payouts to merchants, net of fees.
Split schedules
Pay-in-3, pay-in-4 or longer installment plans.
Reporting and analytics
Merchant, basket and plan analytics
- 25+ ready reportsConversion at checkout, plans by merchant, default rates and refunds.
- BI and analyticsStream plan and merchant data to your BI tools.
- Accounting and taxMerchant settlements, fees and tax entries post to your local accounting systems, across Oceania.
Local rails
Ready in the markets that matter for BNPL & POS lending.
Australia5 connectors- EEquifax
- GGreenID
- NNPP
- PPayTo
- DDirect debit
New Zealand5 connectors- CCentrix
- RRealMe
- BBank transfer
- CCard
- DDirect debit
Fiji4 connectors- DData Bureau Fiji
- DDigital ID
- MM-PAiSA
- MMyCash
Papua New Guinea5 connectors- CCRIB (Credit & Data Bureau)
- SSevisPass
- KKina Bank transfers
- MMobile money
- PPayroll deduction
Samoa3 connectors- BBank transfer
- MMobile money
- PPayroll deduction
Tonga3 connectors- BBank transfer
- MMobile money
- PPayroll deduction
Vanuatu
Solomon Islands
Kiribati
Micronesia
Marshall Islands
Palau
Tuvalu
NauruIntegrations
Connected out of the box
Connect real-time payments, open banking, credit bureaus, identity checks, messaging and e-signature providers in Australia and New Zealand out of the box.
- Connected out of the box10 ready connectors
- ZZepto
- AAzupay
- MMonoova
- BBasiq
- FFrollo
- EEquifax
- EExperian
- CCentrix
- GGreenID
- MMessageMedia
Questions
Frequently
asked
Didn’t find the answer? Write to us and we’ll reply within one business day.
Which Oceania markets is it available in?+–
All 14. The most active for BNPL & POS lending are Australia, New Zealand, Fiji and Papua New Guinea.
Can we use local bureaus and wallets?+–
Yes. Local credit bureaus, ID registries, wallets and payment rails come connected; the country pages list them one by one.
How long does a launch take?+–
A standard SaaS launch takes 1–2 weeks. On-premise installations and migrations from another system usually take 6–10 weeks.
Can we run several countries on one platform?+–
Yes. One installation serves several countries, each with its own currency, products, languages and local connectors.
Which other products run in Oceania?+–
Microfinance lending, Auto financing, P2P lending, Islamic financing, Business lending and Bank lending. Each one has its own page for Oceania.
Book a demo
Launching BNPL & POS lending in Oceania?
We’ll walk you through the platform, show what matters for your products and answer questions about your business.
- A 30-minute call
- A walkthrough on your products and markets
- Answers on timeline, integrations and pricing