Business lending software for Oceania

SME loans and lines of credit decided on Consumer Data Right and Akahu bank data in Australia and New Zealand, and on statements across the islands.

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lendhero Business lending · Oceania software interface
14
Oceania markets with local setup
160+
local connectors ready to switch on
1 view
of every business, director and guarantor
1–2
weeks from kickoff to the first loan

What you get

Business lending in Oceania, configured, not coded.

Multi-party applications

Directors, shareholders and guarantors in one application.

Cash-flow scoring

Bank statement and open-finance parsing feeds the scorecard.

Invoice finance

Advances against receivables, with buyer verification.

Merchant advances

Repayments taken as a share of daily card or wallet sales.

Collateral and covenants

Track pledged assets, valuations and covenant checks.

Credit committee

Configurable approval levels with full decision history.

Reporting and analytics

Exposure, covenants and cash flow

  • 25+ ready reportsExposure by industry, covenant breaches, utilisation and delinquency.
  • BI and analyticsPush facility and cash-flow data to your BI tools.
  • Accounting and taxDrawdowns, fees and tax entries post to local accounting and tax systems, across Oceania.
Exposure, covenants and cash flow: lendhero interface

Local rails

Ready in the markets that matter for business lending.

  • Australia5 connectors
    • EEquifax
    • GGreenID
    • NNPP
    • PPayTo
    • DDirect debit
  • New Zealand5 connectors
    • CCentrix
    • RRealMe
    • BBank transfer
    • CCard
    • DDirect debit
  • Fiji4 connectors
    • DData Bureau Fiji
    • DDigital ID
    • MM-PAiSA
    • MMyCash
  • Papua New Guinea5 connectors
    • CCRIB (Credit & Data Bureau)
    • SSevisPass
    • KKina Bank transfers
    • MMobile money
    • PPayroll deduction
  • Samoa3 connectors
    • BBank transfer
    • MMobile money
    • PPayroll deduction
  • Tonga3 connectors
    • BBank transfer
    • MMobile money
    • PPayroll deduction

All Oceania markets

Open Oceania

Integrations

Connected out of the box

Connect real-time payments, open banking, credit bureaus, identity checks, messaging and e-signature providers in Australia and New Zealand out of the box.

  • Connected out of the box10 ready connectors
    • ZZepto
    • AAzupay
    • MMonoova
    • BBasiq
    • FFrollo
    • EEquifax
    • EExperian
    • CCentrix
    • GGreenID
    • MMessageMedia

Questions

Frequently asked

Didn’t find the answer? Write to us and we’ll reply within one business day.

Which Oceania markets is it available in?+

All 14. The most active for business lending are Australia, New Zealand, Fiji and Papua New Guinea.

Can we use local bureaus and wallets?+

Yes. Local credit bureaus, ID registries, wallets and payment rails come connected; the country pages list them one by one.

How long does a launch take?+

A standard SaaS launch takes 1–2 weeks. On-premise installations and migrations from another system usually take 6–10 weeks.

Can we run several countries on one platform?+

Yes. One installation serves several countries, each with its own currency, products, languages and local connectors.

Which other products run in Oceania?+

Microfinance lending, BNPL & POS lending, Auto financing, P2P lending, Islamic financing and Bank lending. Each one has its own page for Oceania.

Book a demo

Launching business lending in Oceania?

We’ll walk you through the platform, show what matters for your products and answer questions about your business.

  • A 30-minute call
  • A walkthrough on your products and markets
  • Answers on timeline, integrations and pricing

Tell us about your lending

We reply within one business day.

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