Auto financing software for Africa
Car, motorbike and three-wheeler financing with dealer portals, tracked collateral and wallet repayments.
- 48
- Africa markets with local setup
- 185+
- local connectors ready to switch on
- Minutes
- from dealer quote to credit decision
- 1–2
- weeks from kickoff to the first loan
What you get
Auto financing in Africa, configured, not coded.
Dealer portal
Dealers submit applications and quotes, and track approvals.
Vehicle collateral
VIN, valuation and pledge data attached to each loan.
Insurance bundling
Add insurance premiums to the schedule or collect them separately.
Balloon and lease options
Residual-value and lease structures alongside standard installments.
Telematics hooks
Connect GPS trackers and immobilizers to collections workflows.
Repossession workflow
Tasks, documents and costs for recovered vehicles.
Reporting and analytics
From dealer volume to residual value
- 25+ ready reportsApproval rates by dealer, portfolio by model and year, delinquency and recoveries.
- BI and analyticsExport deal and collateral data to your BI tools for deeper analysis.
- Accounting and taxDisbursements, dealer fees and tax entries post to your local accounting systems, across Africa.
Local rails
Ready in the markets that matter for auto financing.
South Africa5 connectors- TTransUnion
- DDHA (Home Affairs)
- PPayShap
- EEFT
- DDebiCheck
Kenya5 connectors- MMetropol CRB
- IIPRS
- MM-Pesa (Daraja)
- AAirtel Money
- MM-Pesa Paybill
Nigeria5 connectors- CCRC Credit Bureau
- BBVN (NIBSS)
- NNIP (NIBSS)
- PPaystack
- RRemita direct debit
Egypt5 connectors- II-Score
- NNational ID (CSO)
- IInstaPay
- MMeeza
- FFawry
Morocco5 connectors- CCreditinfo Maroc
- CCNIE validation
- IInstant transfers
- MM-wallet
- CCash Plus
Uganda4 connectors- CCompuscan (Experian)
- NNIRA
- MMTN MoMo
- AAirtel Money
All Africa markets
Open Africa- Egypt
- Morocco
Tunisia
Algeria
Mauritania- Nigeria
Ghana
Senegal
Côte d'Ivoire
Benin
Burkina Faso
Mali
Niger
Togo
Guinea-Bissau
Guinea
Sierra Leone
Liberia
The Gambia
Cabo Verde
Cameroon
Chad
Republic of the Congo
Gabon
Equatorial Guinea
DR Congo
São Tomé and Príncipe- Kenya
Tanzania- Uganda
Rwanda
Burundi
Ethiopia
Djibouti
Madagascar
Mauritius
Seychelles
Comoros- South Africa
Namibia
Botswana
Zimbabwe
Zambia
Malawi
Mozambique
Lesotho
Eswatini
Angola
Integrations
Connected out of the box
Connect mobile money, card and bank rails, KYC, credit bureaus, SMS and e-signature providers across Africa out of the box.
- Connected out of the box16 ready connectors
- MM-Pesa
- FFlutterwave
- PPaystack
- MMTN MoMo
- AAirtel Money
- CCellulant
- MMono
- OOkra
- SStitch
- SSmile ID
- VVerifyMe
- MMetropol
- TTransUnion
- AAfrica's Talking
- TTermii
- IInfobip
Questions
Frequently
asked
Didn’t find the answer? Write to us and we’ll reply within one business day.
Which Africa markets is it available in?+–
All 48. The most active for auto financing are South Africa, Kenya, Nigeria and Egypt.
Can we use local bureaus and wallets?+–
Yes. Local credit bureaus, ID registries, wallets and payment rails come connected; the country pages list them one by one.
How long does a launch take?+–
A standard SaaS launch takes 1–2 weeks. On-premise installations and migrations from another system usually take 6–10 weeks.
Can we run several countries on one platform?+–
Yes. One installation serves several countries, each with its own currency, products, languages and local connectors.
Which other products run in Africa?+–
Microfinance lending, BNPL & POS lending, P2P lending, Islamic financing, Business lending and Bank lending. Each one has its own page for Africa.
Book a demo
Launching auto financing in Africa?
We’ll walk you through the platform, show what matters for your products and answer questions about your business.
- A 30-minute call
- A walkthrough on your products and markets
- Answers on timeline, integrations and pricing