Bank lending software for Africa

Retail and SME loan origination for commercial and microfinance banks, alongside your existing core banking system.

See markets
lendhero Bank lending · Africa software interface
48
Africa markets with local setup
185+
local connectors ready to switch on
3 channels
branch, app and agent in one origination flow
1–2
weeks from kickoff to the first loan

What you get

Bank lending in Africa, configured, not coded.

Core banking integration

Accounts, limits and postings sync with your core system.

Omnichannel origination

Branch, app, web and agent channels share one pipeline.

Product factory

Launch new loan products without a release cycle.

Limits and exposure

Group exposure and limit checks before every approval.

Collateral registry

Pledges, guarantees and valuations tied to each loan.

Audit trail

Every decision and edit logged for internal and external audit.

Reporting and analytics

Regulatory and management reporting

  • 25+ ready reportsPortfolio, provisions, delinquency and channel performance for management and the regulator.
  • Data warehouse and BIPush loan data to your warehouse and BI tools.
  • Accounting and taxPostings sync with your general ledger and local tax reporting, across Africa.
Regulatory and management reporting: lendhero interface

Local rails

Ready in the markets that matter for bank lending.

  • Nigeria5 connectors
    • CCRC Credit Bureau
    • BBVN (NIBSS)
    • NNIP (NIBSS)
    • PPaystack
    • RRemita direct debit
  • Kenya5 connectors
    • MMetropol CRB
    • IIPRS
    • MM-Pesa (Daraja)
    • AAirtel Money
    • MM-Pesa Paybill
  • Ghana4 connectors
    • XXDS Data Ghana
    • GGhana Card (NIA)
    • GGhIPSS instant pay
    • MMTN MoMo
  • South Africa5 connectors
    • TTransUnion
    • DDHA (Home Affairs)
    • PPayShap
    • EEFT
    • DDebiCheck
  • Egypt5 connectors
    • II-Score
    • NNational ID (CSO)
    • IInstaPay
    • MMeeza
    • FFawry
  • Tanzania4 connectors
    • CCreditinfo Tanzania
    • NNIDA
    • MM-Pesa
    • MMixx by Yas

All Africa markets

Open Africa

Integrations

Connected out of the box

Connect mobile money, card and bank rails, KYC, credit bureaus, SMS and e-signature providers across Africa out of the box.

  • Connected out of the box16 ready connectors
    • MM-Pesa
    • FFlutterwave
    • PPaystack
    • MMTN MoMo
    • AAirtel Money
    • CCellulant
    • MMono
    • OOkra
    • SStitch
    • SSmile ID
    • VVerifyMe
    • MMetropol
    • TTransUnion
    • AAfrica's Talking
    • TTermii
    • IInfobip

Questions

Frequently asked

Didn’t find the answer? Write to us and we’ll reply within one business day.

Which Africa markets is it available in?+

All 48. The most active for bank lending are Nigeria, Kenya, Ghana and South Africa.

Can we use local bureaus and wallets?+

Yes. Local credit bureaus, ID registries, wallets and payment rails come connected; the country pages list them one by one.

How long does a launch take?+

A standard SaaS launch takes 1–2 weeks. On-premise installations and migrations from another system usually take 6–10 weeks.

Can we run several countries on one platform?+

Yes. One installation serves several countries, each with its own currency, products, languages and local connectors.

Which other products run in Africa?+

Microfinance lending, BNPL & POS lending, Auto financing, P2P lending, Islamic financing and Business lending. Each one has its own page for Africa.

Book a demo

Launching bank lending in Africa?

We’ll walk you through the platform, show what matters for your products and answer questions about your business.

  • A 30-minute call
  • A walkthrough on your products and markets
  • Answers on timeline, integrations and pricing

Tell us about your lending

We reply within one business day.

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