BNPL & POS lending software for Latin America
Installment plans at checkout and in store, repaid through PIX, SPEI, cards and wallets.
- 31
- Latin America markets with local setup
- 179+
- local connectors ready to switch on
- Seconds
- for a decision at checkout
- 1–2
- weeks from kickoff to the first loan
What you get
BNPL & POS lending in Latin America, configured, not coded.
Merchant onboarding
KYB, pricing and settlement terms for every merchant.
Checkout API
Plug installments into web and app checkouts.
In-store flow
Tablet application for shop staff with instant decisions.
Instant decisions
Rules and scorecards return an answer in seconds.
Merchant settlement
Automatic payouts to merchants, net of fees.
Split schedules
Pay-in-3, pay-in-4 or longer installment plans.
Reporting and analytics
Merchant, basket and plan analytics
- 25+ ready reportsConversion at checkout, plans by merchant, default rates and refunds.
- BI and analyticsStream plan and merchant data to your BI tools.
- Accounting and taxMerchant settlements, fees and tax entries post to your local accounting systems, across Latin America.
Local rails
Ready in the markets that matter for BNPL & POS lending.
Brazil5 connectors- SSerasa Experian
- uunico
- PPIX
- TTED
- PPIX Automático
Mexico5 connectors- BBuró de Crédito
- IINE validation
- SSPEI
- SSTP
- DDomiciliación
Colombia4 connectors- DDataCrédito Experian
- TTruora
- BBre-B
- PPSE
Chile5 connectors- EEquifax Chile (Dicom)
- RRegistro Civil
- TTEF transfers
- FFintoc
- PPAC direct debit
Argentina5 connectors- NNosis
- RRENAPER
- TTransferencias 3.0
- CCVU/CBU transfers
- DDEBIN
Peru4 connectors- EEquifax Perú (Infocorp)
- RRENIEC
- CCCE transfers
- YYape
All Latin America markets
Open Latin America- Brazil
- Colombia
Ecuador- Peru
Bolivia- Chile
- Argentina
Uruguay
Paraguay
Guyana
Suriname- Mexico
Guatemala
Belize
Honduras
El Salvador
Nicaragua
Costa Rica
Panama
Dominican Republic
Haiti
Jamaica
Trinidad and Tobago
The Bahamas
Barbados
Antigua and Barbuda
Dominica
Grenada
Saint Kitts and Nevis
Saint Lucia
Saint Vincent and the Grenadines
Integrations
Connected out of the box
Connect Pix, Mercado Pago, local KYC, open finance, credit bureaus, messaging and e-signature providers across Latin America out of the box.
- Connected out of the box16 ready connectors
- MMercado Pago
- PPix
- ddLocal
- EEBANX
- CConekta
- OOpenpay
- BBelvo
- PPrometeo
- TTruora
- MMetaMap
- SSerasa Experian
- CCírculo de Crédito
- ZZenvia
- IInfobip
- CClicksign
- ZZapSign
Questions
Frequently
asked
Didn’t find the answer? Write to us and we’ll reply within one business day.
Which Latin America markets is it available in?+–
All 31. The most active for BNPL & POS lending are Brazil, Mexico, Colombia and Chile.
Can we use local bureaus and wallets?+–
Yes. Local credit bureaus, ID registries, wallets and payment rails come connected; the country pages list them one by one.
How long does a launch take?+–
A standard SaaS launch takes 1–2 weeks. On-premise installations and migrations from another system usually take 6–10 weeks.
Can we run several countries on one platform?+–
Yes. One installation serves several countries, each with its own currency, products, languages and local connectors.
Which other products run in Latin America?+–
Microfinance lending, Auto financing, P2P lending, Islamic financing, Business lending and Bank lending. Each one has its own page for Latin America.
Book a demo
Launching BNPL & POS lending in Latin America?
We’ll walk you through the platform, show what matters for your products and answer questions about your business.
- A 30-minute call
- A walkthrough on your products and markets
- Answers on timeline, integrations and pricing