Business lending software for Latin America

Working capital, factoring and merchant advances for SMEs, scored on bank, invoice and sales data.

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lendhero Business lending · Latin America software interface
31
Latin America markets with local setup
179+
local connectors ready to switch on
1 view
of every business, director and guarantor
1–2
weeks from kickoff to the first loan

What you get

Business lending in Latin America, configured, not coded.

Multi-party applications

Directors, shareholders and guarantors in one application.

Cash-flow scoring

Bank statement and open-finance parsing feeds the scorecard.

Invoice finance

Advances against receivables, with buyer verification.

Merchant advances

Repayments taken as a share of daily card or wallet sales.

Collateral and covenants

Track pledged assets, valuations and covenant checks.

Credit committee

Configurable approval levels with full decision history.

Reporting and analytics

Exposure, covenants and cash flow

  • 25+ ready reportsExposure by industry, covenant breaches, utilisation and delinquency.
  • BI and analyticsPush facility and cash-flow data to your BI tools.
  • Accounting and taxDrawdowns, fees and tax entries post to local accounting and tax systems, across Latin America.
Exposure, covenants and cash flow: lendhero interface

Local rails

Ready in the markets that matter for business lending.

  • Brazil5 connectors
    • SSerasa Experian
    • uunico
    • PPIX
    • TTED
    • PPIX Automático
  • Mexico5 connectors
    • BBuró de Crédito
    • IINE validation
    • SSPEI
    • SSTP
    • DDomiciliación
  • Colombia4 connectors
    • DDataCrédito Experian
    • TTruora
    • BBre-B
    • PPSE
  • Chile5 connectors
    • EEquifax Chile (Dicom)
    • RRegistro Civil
    • TTEF transfers
    • FFintoc
    • PPAC direct debit
  • Peru4 connectors
    • EEquifax Perú (Infocorp)
    • RRENIEC
    • CCCE transfers
    • YYape
  • Argentina5 connectors
    • NNosis
    • RRENAPER
    • TTransferencias 3.0
    • CCVU/CBU transfers
    • DDEBIN

All Latin America markets

Open Latin America

Integrations

Connected out of the box

Connect Pix, Mercado Pago, local KYC, open finance, credit bureaus, messaging and e-signature providers across Latin America out of the box.

  • Connected out of the box16 ready connectors
    • MMercado Pago
    • PPix
    • ddLocal
    • EEBANX
    • CConekta
    • OOpenpay
    • BBelvo
    • PPrometeo
    • TTruora
    • MMetaMap
    • SSerasa Experian
    • CCírculo de Crédito
    • ZZenvia
    • IInfobip
    • CClicksign
    • ZZapSign

Questions

Frequently asked

Didn’t find the answer? Write to us and we’ll reply within one business day.

Which Latin America markets is it available in?+

All 31. The most active for business lending are Brazil, Mexico, Colombia and Chile.

Can we use local bureaus and wallets?+

Yes. Local credit bureaus, ID registries, wallets and payment rails come connected; the country pages list them one by one.

How long does a launch take?+

A standard SaaS launch takes 1–2 weeks. On-premise installations and migrations from another system usually take 6–10 weeks.

Can we run several countries on one platform?+

Yes. One installation serves several countries, each with its own currency, products, languages and local connectors.

Which other products run in Latin America?+

Microfinance lending, BNPL & POS lending, Auto financing, P2P lending, Islamic financing and Bank lending. Each one has its own page for Latin America.

Book a demo

Launching business lending in Latin America?

We’ll walk you through the platform, show what matters for your products and answer questions about your business.

  • A 30-minute call
  • A walkthrough on your products and markets
  • Answers on timeline, integrations and pricing

Tell us about your lending

We reply within one business day.

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