Islamic financing software for Africa

Murabaha, ijara and qard hasan products for Islamic banks, windows and microfinance from Morocco to Kenya.

See markets
lendhero Islamic financing · Africa software interface
48
Africa markets with local setup
185+
local connectors ready to switch on
Profit only
pricing runs on agreed profit and fees
1–2
weeks from kickoff to the first loan

What you get

Islamic financing in Africa, configured, not coded.

Murabaha

Cost-plus sale with a fixed profit and deferred payments.

Ijara

Lease structures with ownership transfer options.

Musharaka and mudaraba

Partnership and profit-sharing models.

Qard hasan

Benevolent loans with no profit, for social programs.

Sharia board workflow

Product and contract approval by your Sharia board.

Profit-rate pricing

Schedules and disclosures in profit and rental terms.

Reporting and analytics

Profit, assets and charity, fully reported

  • 25+ ready reportsContracts by structure, profit recognition, asset inventory and overdue instalments.
  • Sharia audit and BIReports for your Sharia board and data exports for BI and audit tools.
  • Accounting and taxProfit, rentals, charity payments and tax post to your local accounting systems, across Africa.
Profit, assets and charity, fully reported: lendhero interface

Local rails

Ready in the markets that matter for Islamic financing.

  • Morocco5 connectors
    • CCreditinfo Maroc
    • CCNIE validation
    • IInstant transfers
    • MM-wallet
    • CCash Plus
  • Egypt5 connectors
    • II-Score
    • NNational ID (CSO)
    • IInstaPay
    • MMeeza
    • FFawry
  • Algeria4 connectors
    • CCentrale des risques
    • BBiometric national ID
    • IInterbank transfers
    • EEdahabia
  • Nigeria5 connectors
    • CCRC Credit Bureau
    • BBVN (NIBSS)
    • NNIP (NIBSS)
    • PPaystack
    • RRemita direct debit
  • Kenya5 connectors
    • MMetropol CRB
    • IIPRS
    • MM-Pesa (Daraja)
    • AAirtel Money
    • MM-Pesa Paybill
  • Ethiopia4 connectors
    • CCredit Reference Bureau (NBE)
    • FFayda digital ID
    • ttelebirr
    • MM-Pesa Ethiopia

All Africa markets

Open Africa

Integrations

Connected out of the box

Connect mobile money, card and bank rails, KYC, credit bureaus, SMS and e-signature providers across Africa out of the box.

  • Connected out of the box16 ready connectors
    • MM-Pesa
    • FFlutterwave
    • PPaystack
    • MMTN MoMo
    • AAirtel Money
    • CCellulant
    • MMono
    • OOkra
    • SStitch
    • SSmile ID
    • VVerifyMe
    • MMetropol
    • TTransUnion
    • AAfrica's Talking
    • TTermii
    • IInfobip

Questions

Frequently asked

Didn’t find the answer? Write to us and we’ll reply within one business day.

Which Africa markets is it available in?+

All 48. The most active for Islamic financing are Morocco, Egypt, Algeria and Nigeria.

Can we use local bureaus and wallets?+

Yes. Local credit bureaus, ID registries, wallets and payment rails come connected; the country pages list them one by one.

How long does a launch take?+

A standard SaaS launch takes 1–2 weeks. On-premise installations and migrations from another system usually take 6–10 weeks.

Can we run several countries on one platform?+

Yes. One installation serves several countries, each with its own currency, products, languages and local connectors.

Which other products run in Africa?+

Microfinance lending, BNPL & POS lending, Auto financing, P2P lending, Business lending and Bank lending. Each one has its own page for Africa.

Book a demo

Launching Islamic financing in Africa?

We’ll walk you through the platform, show what matters for your products and answer questions about your business.

  • A 30-minute call
  • A walkthrough on your products and markets
  • Answers on timeline, integrations and pricing

Tell us about your lending

We reply within one business day.

By sending this form you agree that lendhero may contact you about your request. See our Privacy Policy.