Microfinance lending software for Africa
Group lending, mobile-money payouts and field collections for MFIs from Senegal to Kenya.
- 48
- Africa markets with local setup
- 185+
- local connectors ready to switch on
- Weekly
- repayment schedules, plus bi-weekly and seasonal
- 1–2
- weeks from kickoff to the first loan
What you get
Microfinance lending in Africa, configured, not coded.
Group and solidarity loans
Joint liability, group meetings and shared schedules in one record.
Field officer app
Offline visits, collections and photo documents from the field.
Wallet disbursement
Payouts straight to the mobile wallets borrowers already use.
Savings-linked limits
Loan limits tied to member savings and repayment history.
Portfolio at risk
PAR30 and PAR90 dashboards by branch, officer and product.
Flexible schedules
Weekly, bi-weekly, monthly and harvest-season repayment plans.
Reporting and analytics
Portfolio quality, branch by branch
- 25+ ready reportsOverdue loans (PAR30, PAR90), disbursements, collections and loan officer productivity, by branch and product.
- Dashboards and BISend portfolio data to your BI tools for deeper analysis of every branch.
- Accounting and taxEntries post automatically to the local accounting and tax systems you already use, across Africa.
Local rails
Ready in the markets that matter for microfinance lending.
Kenya5 connectors- MMetropol CRB
- IIPRS
- MM-Pesa (Daraja)
- AAirtel Money
- MM-Pesa Paybill
Senegal4 connectors- CCreditinfo VoLo (BIC UEMOA)
- CCNI CEDEAO
- WWave
- OOrange Money
Nigeria5 connectors- CCRC Credit Bureau
- BBVN (NIBSS)
- NNIP (NIBSS)
- PPaystack
- RRemita direct debit
Ghana4 connectors- XXDS Data Ghana
- GGhana Card (NIA)
- GGhIPSS instant pay
- MMTN MoMo
Uganda4 connectors- CCompuscan (Experian)
- NNIRA
- MMTN MoMo
- AAirtel Money
Ethiopia4 connectors- CCredit Reference Bureau (NBE)
- FFayda digital ID
- ttelebirr
- MM-Pesa Ethiopia
All Africa markets
Open Africa
Egypt
Morocco
Tunisia
Algeria
Mauritania- Nigeria
- Ghana
- Senegal
Côte d'Ivoire
Benin
Burkina Faso
Mali
Niger
Togo
Guinea-Bissau
Guinea
Sierra Leone
Liberia
The Gambia
Cabo Verde
Cameroon
Chad
Republic of the Congo
Gabon
Equatorial Guinea
DR Congo
São Tomé and Príncipe- Kenya
Tanzania- Uganda
Rwanda
Burundi- Ethiopia
Djibouti
Madagascar
Mauritius
Seychelles
Comoros
South Africa
Namibia
Botswana
Zimbabwe
Zambia
Malawi
Mozambique
Lesotho
Eswatini
Angola
Integrations
Connected out of the box
Connect mobile money, card and bank rails, KYC, credit bureaus, SMS and e-signature providers across Africa out of the box.
- Connected out of the box16 ready connectors
- MM-Pesa
- FFlutterwave
- PPaystack
- MMTN MoMo
- AAirtel Money
- CCellulant
- MMono
- OOkra
- SStitch
- SSmile ID
- VVerifyMe
- MMetropol
- TTransUnion
- AAfrica's Talking
- TTermii
- IInfobip
Questions
Frequently
asked
Didn’t find the answer? Write to us and we’ll reply within one business day.
Which Africa markets is it available in?+–
All 48. The most active for microfinance lending are Kenya, Senegal, Nigeria and Ghana.
Can we use local bureaus and wallets?+–
Yes. Local credit bureaus, ID registries, wallets and payment rails come connected; the country pages list them one by one.
How long does a launch take?+–
A standard SaaS launch takes 1–2 weeks. On-premise installations and migrations from another system usually take 6–10 weeks.
Can we run several countries on one platform?+–
Yes. One installation serves several countries, each with its own currency, products, languages and local connectors.
Which other products run in Africa?+–
BNPL & POS lending, Auto financing, P2P lending, Islamic financing, Business lending and Bank lending. Each one has its own page for Africa.
Book a demo
Launching microfinance lending in Africa?
We’ll walk you through the platform, show what matters for your products and answer questions about your business.
- A 30-minute call
- A walkthrough on your products and markets
- Answers on timeline, integrations and pricing