P2P lending software for Africa

Marketplace and crowdlending platforms with investor wallets, auto-invest and full loan servicing.

See markets
lendhero P2P lending · Africa software interface
48
Africa markets with local setup
185+
local connectors ready to switch on
2 sides
borrower and investor portals on one platform
1–2
weeks from kickoff to the first loan

What you get

P2P lending in Africa, configured, not coded.

Investor accounts

Onboarding, KYC and wallets for retail and institutional investors.

Auto-invest

Rules that spread funds across loans by grade and term.

Loan listings

Publish, fund and close loans with clear investor terms.

Payment waterfall

Repayments split across investors automatically.

Secondary market

Let investors sell loan parts to each other.

Investor statements

Returns, defaults and tax documents in one place.

Reporting and analytics

Marketplace, investor and loan reporting

  • 25+ ready reportsFunding speed, investor returns, defaults and recoveries by loan grade.
  • BI and analyticsFeed marketplace data to your BI tools and investor dashboards.
  • Accounting and taxPlatform fees, investor payouts and tax withholding post to local accounting systems, across Africa.
Marketplace, investor and loan reporting: lendhero interface

Local rails

Ready in the markets that matter for P2P lending.

  • Nigeria5 connectors
    • CCRC Credit Bureau
    • BBVN (NIBSS)
    • NNIP (NIBSS)
    • PPaystack
    • RRemita direct debit
  • Kenya5 connectors
    • MMetropol CRB
    • IIPRS
    • MM-Pesa (Daraja)
    • AAirtel Money
    • MM-Pesa Paybill
  • South Africa5 connectors
    • TTransUnion
    • DDHA (Home Affairs)
    • PPayShap
    • EEFT
    • DDebiCheck
  • Egypt5 connectors
    • II-Score
    • NNational ID (CSO)
    • IInstaPay
    • MMeeza
    • FFawry
  • Ghana4 connectors
    • XXDS Data Ghana
    • GGhana Card (NIA)
    • GGhIPSS instant pay
    • MMTN MoMo
  • Morocco5 connectors
    • CCreditinfo Maroc
    • CCNIE validation
    • IInstant transfers
    • MM-wallet
    • CCash Plus

All Africa markets

Open Africa

Integrations

Connected out of the box

Connect mobile money, card and bank rails, KYC, credit bureaus, SMS and e-signature providers across Africa out of the box.

  • Connected out of the box16 ready connectors
    • MM-Pesa
    • FFlutterwave
    • PPaystack
    • MMTN MoMo
    • AAirtel Money
    • CCellulant
    • MMono
    • OOkra
    • SStitch
    • SSmile ID
    • VVerifyMe
    • MMetropol
    • TTransUnion
    • AAfrica's Talking
    • TTermii
    • IInfobip

Questions

Frequently asked

Didn’t find the answer? Write to us and we’ll reply within one business day.

Which Africa markets is it available in?+

All 48. The most active for P2P lending are Nigeria, Kenya, South Africa and Egypt.

Can we use local bureaus and wallets?+

Yes. Local credit bureaus, ID registries, wallets and payment rails come connected; the country pages list them one by one.

How long does a launch take?+

A standard SaaS launch takes 1–2 weeks. On-premise installations and migrations from another system usually take 6–10 weeks.

Can we run several countries on one platform?+

Yes. One installation serves several countries, each with its own currency, products, languages and local connectors.

Which other products run in Africa?+

Microfinance lending, BNPL & POS lending, Auto financing, Islamic financing, Business lending and Bank lending. Each one has its own page for Africa.

Book a demo

Launching P2P lending in Africa?

We’ll walk you through the platform, show what matters for your products and answer questions about your business.

  • A 30-minute call
  • A walkthrough on your products and markets
  • Answers on timeline, integrations and pricing

Tell us about your lending

We reply within one business day.

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