BNPL & POS lending software for Asia

Paylater, consumer durable loans and instalments at checkout, connected to QRIS, UPI and DuitNow and set up for local BNPL rules.

See markets
lendhero BNPL & POS lending · Asia software interface
24
Asia markets with local setup
340+
local connectors ready to switch on
Seconds
for a decision at checkout
1–2
weeks from kickoff to the first loan

What you get

BNPL & POS lending in Asia, configured, not coded.

Merchant onboarding

KYB, pricing and settlement terms for every merchant.

Checkout API

Plug installments into web and app checkouts.

In-store flow

Tablet application for shop staff with instant decisions.

Instant decisions

Rules and scorecards return an answer in seconds.

Merchant settlement

Automatic payouts to merchants, net of fees.

Split schedules

Pay-in-3, pay-in-4 or longer installment plans.

Reporting and analytics

Merchant, basket and plan analytics

  • 25+ ready reportsConversion at checkout, plans by merchant, default rates and refunds.
  • BI and analyticsStream plan and merchant data to your BI tools.
  • Accounting and taxMerchant settlements, fees and tax entries post to your local accounting systems, across Asia.
Merchant, basket and plan analytics: lendhero interface

Local rails

Ready in the markets that matter for BNPL & POS lending.

  • India5 connectors
    • CCIBIL
    • AAadhaar eKYC
    • UUPI
    • IIMPS
    • UUPI AutoPay
  • Indonesia5 connectors
    • SSLIK OJK
    • DDukcapil verification
    • BBI-FAST
    • QQRIS
    • VVirtual accounts
  • Vietnam4 connectors
    • CCIC (SBV)
    • VVNeID
    • NNAPAS 247
    • VVietQR
  • Philippines5 connectors
    • CCredit Information Corporation
    • PPhilSys
    • IInstaPay
    • PPESONet
    • GGCash
  • Malaysia5 connectors
    • CCCRIS
    • MMyDigital ID
    • DDuitNow
    • FFPX
    • DDuitNow AutoDebit
  • Singapore5 connectors
    • CCredit Bureau Singapore
    • SSingpass Myinfo
    • PPayNow
    • FFAST
    • GGIRO

All Asia markets

Open Asia

Integrations

Connected out of the box

Connect local payment rails, e-wallets, account aggregators, KYC, credit bureaus and messaging providers across Asia out of the box.

  • Connected out of the box16 ready connectors
    • RRazorpay
    • XXendit
    • PPayMongo
    • 22C2P
    • GGCash
    • BBrankas
    • FFinverse
    • SSetu
    • PPerfios
    • HHyperVerge
    • IIDfy
    • DDigio
    • CCIBIL
    • EExperian
    • GGupshup
    • IInfobip

Questions

Frequently asked

Didn’t find the answer? Write to us and we’ll reply within one business day.

Which Asia markets is it available in?+

All 24. The most active for BNPL & POS lending are India, Indonesia, Vietnam and the Philippines.

Can we use local bureaus and wallets?+

Yes. Local credit bureaus, ID registries, wallets and payment rails come connected; the country pages list them one by one.

How long does a launch take?+

A standard SaaS launch takes 1–2 weeks. On-premise installations and migrations from another system usually take 6–10 weeks.

Can we run several countries on one platform?+

Yes. One installation serves several countries, each with its own currency, products, languages and local connectors.

Which other products run in Asia?+

Microfinance lending, Auto financing, P2P lending, Islamic financing, Business lending and Bank lending. Each one has its own page for Asia.

Book a demo

Launching BNPL & POS lending in Asia?

We’ll walk you through the platform, show what matters for your products and answer questions about your business.

  • A 30-minute call
  • A walkthrough on your products and markets
  • Answers on timeline, integrations and pricing

Tell us about your lending

We reply within one business day.

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